One simple fee.
More than one benefit
Own a fully managed portfolio that delivers, keeps you diversified and comes with a dedicated adviser for when you want to talk
From as low as 0.35%
Be confident – without commitment
Set up your portfolio for free
Open an account in minutes, talk to us anytime and invest when you’re ready.
Know you’re free to go
Withdraw your money or move elsewhere for free, anytime.
Forget about the rest
No subscription or trading fees. No commission. No custodian charges.
What you’ll pay
Invest more. Save more.
Enjoy lower fees when you reach your investment milestones.
£10,000
£10,000 – £50,000
£50,000 – £100,000
over £100,000
Annual average investment fund fee: 0.2%
Annual effect of market spread : up to 0.09%
Annual average investment fund fee : 0.2%
Annual effect of market spread : up to 0.09%
Invest from £5,000 or £1,500 + regular Direct Debit.
What’s included
Portfolio management
Constant market analysis and strategic adjustments – directed by Chief Investment Officer, Richard Flax.
Dedicated adviser
Anytime discussions covering everything from market events to building out your financial plan.
All your running costs
The individual costs of the different funds that make up your portfolio, your annual trading costs – everything is covered.
Choose the right product for you
Stocks and Shares ISA
The tax-efficient way to invest up to £20,000 each year. Access your money if you need to or withdraw and reinvest in the same year without affecting your annual ISA allowance.
Learn about ISAsPrivate Pension
A smart plan for your retirement. Pay less tax, get a 25% boost* to your savings and receive your employer’s contributions. And you’re in control – access your cash if you need to.
Learn about pensionsGeneral Investment Account
Perfect for when you’ve filled up your ISA. Make unlimited contributions, get quick access to your money and even create a separate account for each goal.
Learn about GIAs* You may be entitled to more or less than this amount, subject to your tax status.