Pension.

Discover the full potential of your retirement savings with Moneyfarm’s pension.

With us you’ll get an expertly managed pension portfolio, matched to you based on your risk profile and financial situation, so you can focus on what matters most in life.

With investing, your capital is at risk. Tax treatment depends on your individual circumstances and may be subject to change in the future.

Moneyfarm image
Moneyfarm image

Pension.

Discover the full potential of your retirement savings with Moneyfarm’s pension.

With us you’ll get an expertly managed an expertly managed pension portfolio, matched to you based on your risk profile and financial situation, so you can focus on what matters most in life.

With investing, your capital is at risk. Tax treatment depends on your individual circumstances and may be subject to change in the future.

Moneyfarm image

What you get with our pension.

What you get with our pension.

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Retire your way

Prepare for retirement with an expertly managed portfolio matched to your needs and goals.

Expert guidance

Get free access to our team of dedicated investment consultants, on hand to offer you support and guidance.

Enjoy up to 45% tax relief

Automatically get a 25% boost to your pension, without making a claim to HMRC. If you’re a higher rate or additional rate taxpayer, you can claim back up to 45% through your annual tax return.

Targeted to your retirement

Our experts manage your portfolio around your planned retirement date – which may involve reducing your risk as you near it.

Tax-free withdrawals at 55*

Once you turn 55, you can withdraw up to 25% of your pension savings as a tax-free lump sum – free of charge. (*this is set to change to 57 on 6 April 2028)

Retire your way

Prepare for retirement with an expertly managed portfolio matched to your needs and goals.

Expert guidance

Get free access to our team of dedicated investment consultants, on hand to offer you support and guidance.

Enjoy up to 45% tax relief

Automatically get a 25% boost to your pension, without making a claim to HMRC. If you’re a higher rate or additional rate taxpayer, you can claim back up to 45% through your annual tax return.

Targeted to your retirement

Our experts manage your portfolio around your planned retirement date – which may involve reducing your risk as you near it.

Tax-free withdrawals at 55*

Once you turn 55, you can withdraw up to 25% of your pension savings as a tax-free lump sum – free of charge. (*this is set to change to 57 on 6 April 2028)

Retire your way

Prepare for retirement with an expertly managed portfolio matched to your needs and goals.

Expert guidance

Get free access to our team of dedicated investment consultants, on hand to offer you support and guidance.

Enjoy up to 45% tax relief

Automatically get a 25% boost to your pension, without making a claim to HMRC. If you’re a higher rate or additional rate taxpayer, you can claim back up to 45% through your annual tax return.

Targeted to your retirement

Our experts manage your portfolio around your planned retirement date – which may involve reducing your risk as you near it.

Tax-free withdrawals at 55*

Once you turn 55, you can withdraw up to 25% of your pension savings as a tax-free lump sum – free of charge. (*this is set to change to 57 on 6 April 2028)

Capital at risk

Retire your way

Prepare for retirement with an expertly managed portfolio matched to your needs and goals.

Expert guidance

Get free access to our team of dedicated investment consultants, on hand to offer you guidance and support.

Enjoy up to 45% tax relief

Automatically get a 25% boost to your pension, without making a claim to HMRC. If you’re a higher rate or additional rate taxpayer, you can claim back up to 45% through your annual tax return.

Targeted to your retirement

Our experts manage your portfolio around your planned retirement date – which may involve reducing your risk as you near it.

Tax-free withdrawals at 55*

Once you turn 55, you can withdraw up to 25% of your pension savings as a tax-free lump sum – free of charge. (*this is set to change to 57 on 6 April 2028)

Capital at risk

Transfer a pension.

Transfer a pension.

All your pension investments under one roof
Enjoy the convenience of just one home for all your pension investments, simple, transparent pricing, and one go-to for all your questions. It’s a step towards financial organisation and peace of mind.

Save money on fees
With our low-cost portfolios and transparent fee structure, we ensure more of your money goes towards growing your wealth. Plus, consolidating your pensions means you could save on fees.

Free to transfer
Transferring a pension to us won’t cost you a thing. Just make sure to check with your current provider, as they may charge exit fees, or there could be penalties involved.

All your pension investments under one roof
Enjoy the convenience of just one home for all your pension investments, simple, transparent pricing, and one go-to for all your questions. It’s a step towards financial organisation and peace of mind.

Save money on fees
With our low-cost portfolios and transparent fee structure, we ensure more of your money goes towards growing your wealth. Plus, consolidating your pensions means you could save on fees.

Free to transfer
Transferring a pension to us won’t cost you a thing. Just make sure to check with your current provider, as they may charge exit fees, or there could be penalties involved.

Transfer pensionTransfer pension

Capital at risk

Capital at risk

Key considerations before you transfer.

Key considerations before you transfer.

It’s important to make an informed decision when it comes to transferring your pensions. To help you with this, we suggest that you perform a few checks. 

Firstly, check that you won’t lose any guarantees or safeguarded benefits if you transfer. This could include things like guaranteed annuity rates, guaranteed income or additional death benefits.If you’re concerned about losing such benefits, we recommend seeking financial advice before proceeding with any transfer.

Take a look at your current pension scheme to assess the fees you’re paying and whether any exit fees or penalties that your existing provider may charge should you choose to transfer.

Please note that we do not transfer defined benefit schemes (such as final salary or average salary schemes), nor can we replace your workplace pension scheme where your employer is currently contributing. We also won’t transfer a pension if you have already started to take benefits from it. 

Rest assured, we’re committed to ensuring that your pension transfer experience is smooth, transparent, and meets your individual needs.

It’s important to make an informed decision when it comes to transferring your pensions. To help you with this, we suggest that you perform a few checks. 

Firstly, check that you won’t lose any guarantees or safeguarded benefits if you transfer. This could include things like guaranteed annuity rates, guaranteed income or additional death benefits.If you’re concerned about losing such benefits, we recommend seeking financial advice before proceeding with any transfer.

Take a look at your current pension scheme to assess the fees you’re paying and whether any exit fees or penalties that your existing provider may charge should you choose to transfer.

Please note that we do not transfer defined benefit schemes (such as final salary or average salary schemes), nor can we replace your workplace pension scheme where your employer is currently contributing. We also won’t transfer a pension if you have already started to take benefits from it. 

Rest assured, we’re committed to ensuring that your pension transfer experience is smooth, transparent, and meets your individual needs.

See how much your wealth could grow.

See how much your wealth could grow.

Discover the untapped potential of your pension when you invest with us.

Discover the untapped potential of your pension when you invest with us.

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The chart shows a projection of the future value of the portfolio based on the expected return for each risk level taking into consideration the expected volatility to calculate more and less likely scenarios. Projections are not a reliable indicator of future performance, and are intended as an aid to decision-making, not as a guarantee. The projection includes the effect of fees, assumes income is reinvested and does not take into account the effects of inflation or tax. As with all investments, the value may go down as well as up, and you may not get back the full amount you invested.

Getting started is easy.

Getting started is easy.

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Answer a few simple questions

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Discover your perfect portfolio

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Invest according to your goals

Get started

Capital at risk

Moneyfarm image

Answer a few simple questions

Moneyfarm image

Discover your perfect portfolio

Moneyfarm image

Invest according to your goals

Discover more ways to build your wealth.

Discover more ways to build your wealth.

Explore your other options with us. Whether you're new to investing, more experienced or just looking to diversify, our products are designed to meet a broad range of needs and goals. Take the next step in your financial journey today.

Explore your other options with us. Whether you're new to investing, more experienced or just looking to diversify, our products are designed to meet a broad range of needs and goals. Take the next step in your financial journey today.

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General Investment Account

Get more choice and more opportunities with our General Investment Account. Make unlimited contributions, get quick access to your money and even open different portfolios for different goals.

Learn more

Stocks and Shares ISA

Invest up to £20,000 every year with tax-free growth. Choose an expertly managed portfolio or build your own with a Share Investing account.

Learn more

Junior ISA

The earlier you start investing for your child, the more time you give their wealth to grow. Our JISA has a £9,000 tax free allowance each year and sustainable portfolio options.

Learn more

General Investment Account

Get more choice and more opportunities with our General Investment Account. Make unlimited contributions, get quick access to your money and even open different portfolios for different goals.

Learn more

Stocks and Shares ISA

Invest up to £20,000 every year with tax-free growth. Choose an expertly managed portfolio or build your own with a Share Investing account.

Learn more

Junior ISA

The earlier you start investing for your child, the more time you give their wealth to grow. Our JISA has a £9,000 tax free allowance each year and sustainable portfolio options.

Learn more

General Investment Account

Get more choice and more opportunities with our General Investment Account. Make unlimited contributions, get quick access to your money and even open different portfolios for different goals.

Learn more

Stocks and Shares ISA

Invest up to £20,000 every year with tax-free growth. Choose an expertly managed portfolio or build your own with a Share Investing account.

Learn more

Junior ISA

The earlier you start investing for your child, the more time you give their wealth to grow. Our JISA has a £9,000 tax free allowance each year and sustainable portfolio options.

Learn more

Tax treatment depends on your individual circumstances and may be subject to change in the future.

General Investment Account

Get more choice and more opportunities with our General Investment Account. Make unlimited contributions, get quick access to your money and even open different portfolios for different goals.

Learn more ❯
Stocks and Shares ISA

Invest up to £20,000 every year with tax-free growth. Choose an expertly managed portfolio or build your own with a Share Investing account.

Learn more ❯
Junior ISA

The earlier you start investing for your child, the more time you give their wealth to grow. Our JISA has a £9,000 tax free allowance each year and sustainable portfolio options.

Learn more ❯

Tax treatment depends on your individual circumstances and may be subject to change in the future.

Gain deeper insight

Gain deeper insight

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Cosa sono e in cosa investono i fondi monetari?

Cosa sono e in cosa investono i fondi monetari?
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Progetti futuri: come accantonare i risparmi per poterli realizzare?
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Quanta liquidità tenere sul conto corrente?

Quanta liquidità tenere sul conto corrente?
La liquidità sui conti correnti degli italiani continua a rimanere...Read more

Cosa sono e in cosa investono i fondi monetari?

Cosa sono e in cosa investono i fondi monetari?
Come abbiamo visto, Moneyfarm Liquidità+ investe...Read more

Progetti futuri: come accantonare i risparmi per poterli realizzare?

Progetti futuri: come accantonare i risparmi per poterli realizzare?
Progettare le spese per il futuro prossimo è importante...Read more

Quanta liquidità tenere sul conto corrente?

Quanta liquidità tenere sul conto corrente?
La liquidità sui conti correnti degli italiani continua a rimanere...Read more

Cosa sono e in cosa investono i fondi monetari?

Cosa sono e in cosa investono i fondi monetari?
Come abbiamo visto, Moneyfarm Liquidità+ investe...Read more

Progetti futuri: come accantonare i risparmi per poterli realizzare?

Progetti futuri: come accantonare i risparmi per poterli realizzare?
Progettare le spese per il futuro prossimo è importante...Read more

Quanta liquidità tenere sul conto corrente?

Quanta liquidità tenere sul conto corrente?
La liquidità sui conti correnti degli italiani continua a rimanere...Read more

Frequently asked questions.

I’m self-employed, can I use the Moneyfarm pension?
Can my employer make contributions to my Moneyfarm pension?
What is the annual pension allowance?
How much should I contribute to my pension?
How do pensions work?
What is a pension?
Can I transfer a pension?
Is there a minimum transfer value?
How do I transfer a pension?
Can I transfer a pension if I’ve started to take benefits?
What type of pensions can I transfer?
How long does it take to transfer a pension?
What happens to a pension when you die?
What annuity could I get with my pension when I retire?
How much tax will I pay on my pension?
What is the lifetime pension allowance?