Open your Stocks and Shares ISA today

Invest up to £20,000 each year with the bonus of tax-free returns and the choice of top-performing portfolios.

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With investing, your capital is at risk.

What are the benefits of a Moneyfarm ISA?

Tax-free investing

With a Moneyfarm Stocks and Shares ISA you can aim for tax-free returns on up to £20,000 each and every year.

You’re in control 

Your money is available and accessible. You’re able to withdraw and reinvest up to £20,000 over the duration of the tax year with no penalties.

On-hand investment consultants 

Moneyfarm customers have access to our team of personal investment consultants. If you’d like to discuss your options you can book a complimentary appointment, or if you’d prefer to chat or email, just drop us a line. How we can help

Fast and free ISA transfers

You can transfer an existing ISA to Moneyfarm and have all of your investments looked after neatly under one roof. The process is simple and easy. We’re available to help when you need it.
How to transfer

Value for your money

Keep more of your money where it belongs. Moneyfarm combines low fees with high-performing portfolios so you keep more money in your pocket.

Personalised investments 

Moneyfarm’s team of investment experts tailor-make your portfolio to your needs. Our expert team makes sure your money is always working hard for you. 

Interested in even lower fees? Our ISAs are available with fixed allocation portfolios.

Stocks and Shares ISAs that give you more

Stocks and Shares ISAs that give you more

Is a Stocks and Shares ISA worth it? Putting your money to work in one of Moneyfarm’s personalised portfolios is a tax-free high performing way to grow your wealth.  Unlike other investment products, with an ISA wrapper, anything you earn from investing is not taxed by the government, so you keep more of your money.

Moneyfarm’s simple and transparent pricing means there are no hidden costs or surprises, just one easy fee. Moneyfarm came out as the top performing investment platform in a survey against fifteen competitors and, because Moneyfarm invests for the long term, your Moneyfarm investments will be worth it.

As the problem of inflation makes the value of your cash worth less and less, a Moneyfarm Stocks and Shares ISA offers a solution. View our recent performance, compare how our different portfolios could help your money grow, and beat inflation.

What else should you know about your Moneyfarm Stocks and Shares ISA?

What else should you know about your Moneyfarm Stocks and Shares ISA?

Each new tax year, UK residents can take advantage of a new £20,000 tax-free ISA limit. That means you get to put your savings into a Moneyfarm Stocks and Shares ISA and let our team of experts invest your money for you. You choose your portfolio based on your goals and we do the rest. A Moneyfarm Stocks and Shares ISA is one of the most efficient ways to grow your wealth.

Can you have more than one Stocks and Shares ISA? Yes, you can have more than one. If you’d like to explore different portfolios you can open more than one ISA, each aligned to a different savings goal.  Each year you will be able to save up to £20,000 across your different ISAs.

A Stocks and Shares ISA that’s really worth it

Since Moneyfarm’s debut in UK each of our portfolios has beaten the average returns of other comparable investment providers.

Check our award-winning performance in Boring Money’s January 2021 independent study

Our 4 year track record (net of fees)

View portfolio performance

Our 4 year track record (net of fees)

Key to the figures
Moneyfarm returns net of fees since inception (01/01/2016 to 30/06/2020) vs. average peer group performance or a cash proxy over the same time period. These past performance figures are simulated. Past performance is not a reliable indicator of future results. Asset Risk Consultants (ARC) collect the monthly returns of a collection of discretionary investment managers to create an index of the average returns for a given level of risk.

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Important information

Moneyfarm data
The returns here are simulated using an assumed balance of £250,000, and the average management fee from our pricing model of 0.46% from 01/01/2016 to 31/10/2017 and 0.55% from 01/11/2017 to the 31/12/19. The returns are net of underlying fund costs and market spread. The returns are the total returns, so include all dividends. (Data Source: Bloomberg/xignite)

Peer Comparison Data
Asset Risk Consultants ARC collects the monthly returns of a collection of discretionary investment managers including large Asset managers, private banks and Wealth Managers to create an index of the average returns for a given level of risk.

ARC benchmarks are as follows:

Private Client IndexRelative Risk to World Equities
ARC Cautious PCI0 – 40%
ARC Balanced Asset PCI40 – 60%
ARC Steady Growth PCI60 – 80%
ARC Equity Risk PCI80 – 110%

Where the relative risk to World Equities means you are taking approximately that percentage of the risk global stock markets.

Moneyfarm’s Risk level 2 is compared to the ARC Cautious Private Client Index (PCI), our risk levels 3 and 4 use the ARC Balanced Asset Private Client Index (PCI), levels 5 and 6 are both compared to ARC Steady Growth Private Client Index (PCI) and our risk level 7 is matched to ARC Equity Risk Private Client Index PCI

ARC compiles indexes using the average competitor returns, including Barclays Wealth, HSBC, Investec Wealth and Investment and Blackrock, as well as many others.

P7 Portfolio
Please note that ARC does not independently verify the performance of the Model submitted by Moneyfarm. The returns shown refer to simulated past performance of our model portfolios from 01/01/2016 to 31/12/2019, this portfolio only became available to clients on 16/05/2019. Past performance is not an indicator of future results.

P1 Portfolio
ARC does not produce an index that is a suitable comparison for P1, as it does not contain any equity. We use monthly GBP Libor + 0.5%, as this is a cash proxy, which Moneyfarm believes is a fair comparison.

One simple, low fee.

As your money grows we’ll lower the percentage of your fees. 

Actively managed

Below 100k

Above 100k

Open a Stocks and Shares ISA in minutes

Discover your investor profile

To get to know you and your goals, we’ll ask you how you feel about risk and what you want to achieve.

Open your recommended portfolio

We’ll recommend a globally diversified portfolio that best fits your needs and goals.

Invest when you’re ready

Transfer your existing ISA or add funds in a snap with easy bank transfer. You can also fund your portfolio by bank transfer and Direct Debit.

Discover your investor profile

To get to know you and your goals, we’ll ask you how you feel about risk and what you want to achieve.

Open your recommended portfolio

We’ll recommend a globally diversified portfolio that best fits your needs and goals.

Invest when you’re ready

Transfer your existing ISA or add funds in a snap with easy bank transfer. You can also fund your portfolio by bank transfer and Direct Debit.

Thinking about a customised investment plan?

Take control of what’s ahead by adding a Private Pension or General Investment Account to the mix. Our experts are here to guide you. We’re regulated by the Financial Conduct Authority (FCA) and you’re always covered up to £85,000 by the UK Financial Services Compensation Scheme (FSCS).

Private Pension

Invest for retirement, get a 25% boost* to your savings and receive up to 45% tax relief on your contributions. And you’re in control – use our free income drawdown service if you need to.

Learn about pensions

General Investment Account

Keep moving towards your goals, after using up your ISA allowance. Make unlimited contributions, get quick access to your money and even open different portfolios for different goals.

Learn about GIAs

* You may be entitled to more or less than this amount, subject to your tax status.

A personalised investment plan designed for you

As a Moneyfarm customer you have access to a personal investment consultant available to speak to you at a time that suits. They can help you decide on the best Stocks and Shares ISA for you. Take control of what’s ahead by adding a Private Pension or General Investment Account to the mix. Our experts are here to guide you. We’re regulated by the Financial Conduct Authority (FCA) and you’re always covered up to £85,000 by the UK Financial Services Compensation Scheme (FSCS).

A personalised investment plan designed for you

Take control of what’s ahead by adding a Private Pension or General Investment Account to the mix. Our experts are here to guide you. We’re regulated by the Financial Conduct Authority (FCA) and you’re always covered up to £85,000 by the UK Financial Services Compensation Scheme (FSCS).

Private Pension

Invest for retirement, get a 25% boost* to your savings and receive up to 45% tax relief on your contributions. And you’re in control – use our free income drawdown service if you need to.

Learn more about pensions

General Investment Account

Keep moving towards your goals, after using up your ISA allowance. Make unlimited contributions, get quick access to your money and even open different portfolios for different goals.

Learn more about GIAs
Junior ISA

Junior ISA

It’s never too early to get started. Our JISA has a £9,000 tax free allowance each year and sustainable portfolio options.

Learn more about JISAs

Private Pension (SIPP)

Invest for retirement, get a 25% boost* to your savings and receive up to 45% tax relief on your contributions. And you’re in control – use our free income drawdown service if you need to. Learn more

General Investment Account

Keep moving towards your goals, after using up your ISA allowance. Make unlimited contributions, get quick access to your money and even open different portfolios for different goals. Learn more

Junior ISA

It’s never too early to get started. Our JISA has a £9,000 tax free allowance each year and sustainable portfolio options. Learn more

* You may be entitled to more or less than this amount, subject to your tax status.

Frequently asked questions about ISAs

What is flexi-ISA?
What’s the difference between a Cash ISA and a Stocks & Shares ISA?
What is a Stocks & Shares ISA?
What is your annual ISA allowance?
What are the tax benefits of a Stocks & Shares ISA?
Why is a Stocks & Shares ISA important?
What are the requisites to open a Stocks & Shares ISA?
Should I choose a SIPP or an ISA for retirement?
Can I withdraw from my Stocks & Shares ISA?
Do you offer a Junior ISA?
Do you offer a help-to-buy or lifetime ISA?
Do you offer a Cash ISA?
Read all ISA FAQs