Open your Stocks and Shares ISA today
Invest up to £20,000 each year with the bonus of tax-free returns and the choice of top-performing portfolios.
With investing, your capital is at risk and you may get less than what you invested. Tax treatment depends on your individual circumstances and may change in the future.

What are the benefits of a Moneyfarm ISA?
Tax-free investing
With a Moneyfarm Stocks and Shares ISA you can aim for tax-free returns on up to £20,000 each and every year.
You’re in control
Your money is available and accessible. You’re able to withdraw and reinvest up to £20,000 over the duration of the tax year with no penalties.
On-hand investment consultants
Moneyfarm customers have access to our team of personal investment consultants. If you’d like to discuss your options you can book a complimentary appointment, or if you’d prefer to chat or email, just drop us a line. How we can help
Fast and free ISA transfers
You can transfer an existing ISA to Moneyfarm and have all of your investments looked after neatly under one roof. The process is simple and easy. We’re available to help when you need it.
How to transfer
Value for your money
Keep more of your money where it belongs. Moneyfarm combines low fees with high-performing portfolios so you keep more money in your pocket.
Personalised investments
Moneyfarm’s team of investment experts tailor-make your portfolio to your needs. Our expert team makes sure your money is always working hard for you.
Stocks and Shares ISAs that give you more
Stocks and Shares ISAs that give you more
Is a Stocks and Shares ISA worth it? Putting your money to work in one of Moneyfarm’s personalised portfolios is a tax-free high performing way to grow your wealth. Unlike other investment products, with an ISA wrapper, anything you earn from investing is not taxed by the government, so you keep more of your money. But remember with investing, your capital is at risk and you may get less than what you invested. Tax treatment depends on your individual circumstances and may change in the future.
Moneyfarm’s simple and transparent pricing means there are no hidden costs or surprises, just one easy fee. Moneyfarm came out as the top performing investment platform in a survey against fifteen competitors and, because Moneyfarm invests for the long term, your Moneyfarm investments will be worth it.
As the problem of inflation makes the value of your cash worth less and less, a Moneyfarm Stocks and Shares ISA offers a solution. View our recent performance, compare how our different portfolios could help your money grow, and beat inflation.
What else should you know about your Moneyfarm Stocks and Shares ISA?
What else should you know about your Moneyfarm Stocks and Shares ISA?
Each new tax year, UK residents can take advantage of a new £20,000 tax-free ISA limit. That means you get to put your savings into a Moneyfarm Stocks and Shares ISA and let our team of experts invest your money for you. You choose your portfolio based on your goals and we do the rest. A Moneyfarm Stocks and Shares ISA is one of the most efficient ways to grow your wealth. But remember with investing, your capital is at risk and you may get less than what you invested. Tax treatment depends on your individual circumstances and may change in the future.
Can you have more than one Stocks and Shares ISA? Yes, you can have more than one. If you’d like to explore different portfolios you can open more than one ISA, each aligned to a different savings goal. Each year you will be able to save up to £20,000 across your different ISAs.
A Stocks and Shares ISA that’s really worth it
Since Moneyfarm’s debut in UK each of our portfolios has beaten the average returns of other comparable investment providers.
Check our award-winning performance in Boring Money’s January 2021 independent study
Our 4 year track record (net of fees)
Our 4 year track record (net of fees)
Key to the figures
Moneyfarm returns net of fees since inception (01/01/2016 to 30/06/2020) vs. average peer group performance or a cash proxy over the same time period. These past performance figures are simulated. Past performance is not a reliable indicator of future results. Asset Risk Consultants (ARC) collect the monthly returns of a collection of discretionary investment managers to create an index of the average returns for a given level of risk.
Important information
Moneyfarm data
The returns here are simulated using an assumed balance of £250,000, and the average management fee from our pricing model of 0.46% from 01/01/2016 to 31/10/2017 and 0.55% from 01/11/2017 to the 31/12/19. The returns are net of underlying fund costs and market spread. The returns are the total returns, so include all dividends. (Data Source: Bloomberg/xignite)
Peer Comparison Data
Asset Risk Consultants ARC collects the monthly returns of a collection of discretionary investment managers including large Asset managers, private banks and Wealth Managers to create an index of the average returns for a given level of risk.
ARC benchmarks are as follows:
Private Client Index | Relative Risk to World Equities |
---|---|
ARC Cautious PCI | 0 – 40% |
ARC Balanced Asset PCI | 40 – 60% |
ARC Steady Growth PCI | 60 – 80% |
ARC Equity Risk PCI | 80 – 110% |
Where the relative risk to World Equities means you are taking approximately that percentage of the risk global stock markets.
Moneyfarm’s Risk level 2 is compared to the ARC Cautious Private Client Index (PCI), our risk levels 3 and 4 use the ARC Balanced Asset Private Client Index (PCI), levels 5 and 6 are both compared to ARC Steady Growth Private Client Index (PCI) and our risk level 7 is matched to ARC Equity Risk Private Client Index PCI
ARC compiles indexes using the average competitor returns, including Barclays Wealth, HSBC, Investec Wealth and Investment and Blackrock, as well as many others.
P7 Portfolio
Please note that ARC does not independently verify the performance of the Model submitted by Moneyfarm. The returns shown refer to simulated past performance of our model portfolios from 01/01/2016 to 31/12/2019, this portfolio only became available to clients on 16/05/2019. Past performance is not an indicator of future results.
P1 Portfolio
ARC does not produce an index that is a suitable comparison for P1, as it does not contain any equity. We use monthly GBP Libor + 0.5%, as this is a cash proxy, which Moneyfarm believes is a fair comparison.
See how much your wealth can grow
Explore different investment plans and see your expected future growth.
The highlighted area in the chart shows a projection of the future value of the portfolio considering 95% of the possible scenarios. Projections are not a reliable indicator of future performance, and are intended as an aid to decision-making, not as a guarantee. The projection includes the effect of fees, assumes income is reinvested and does not take into account the effects of inflation or tax. As with all investments, the value may go down as well as up, and you may not get back the full amount you invested.
One simple, low fee.
As your money grows we’ll lower the percentage of your fees.
Actively managed
Below 100k
Above 100k
Open a Stocks and Shares ISA in minutes
Discover your investor profile
To get to know you and your goals, we’ll ask you how you feel about risk and what you want to achieve.
Open your recommended portfolio
We’ll recommend a globally diversified portfolio that best fits your needs and goals.
Invest when you’re ready
Transfer your existing ISA or add funds in a snap with easy bank transfer. You can also fund your portfolio by bank transfer and Direct Debit.
Discover your investor profile
To get to know you and your goals, we’ll ask you how you feel about risk and what you want to achieve.
Open your recommended portfolio
We’ll recommend a globally diversified portfolio that best fits your needs and goals.
Invest when you’re ready
Transfer your existing ISA or add funds in a snap with easy bank transfer. You can also fund your portfolio by bank transfer and Direct Debit.
Thinking about a customised investment plan?
Take control of what’s ahead by adding a Private Pension or General Investment Account to the mix. Our experts are here to guide you. We’re regulated by the Financial Conduct Authority (FCA) and you’re always covered up to £85,000 by the UK Financial Services Compensation Scheme (FSCS).
Private Pension
Invest for retirement, get a 25% boost* to your savings and receive up to 45% tax relief on your contributions. And you’re in control – use our free income drawdown service if you need to.
Learn about pensionsGeneral Investment Account
Keep moving towards your goals, after using up your ISA allowance. Make unlimited contributions, get quick access to your money and even open different portfolios for different goals.
Learn about GIAs* You may be entitled to more or less than this amount, subject to your tax status.
A personalised investment plan designed for you
As a Moneyfarm customer you have access to a personal investment consultant available to speak to you at a time that suits. They can help you decide on the best Stocks and Shares ISA for you. Take control of what’s ahead by adding a Private Pension or General Investment Account to the mix. Our experts are here to guide you. We’re regulated by the Financial Conduct Authority (FCA) and you’re always covered up to £85,000 by the UK Financial Services Compensation Scheme (FSCS).
A personalised investment plan designed for you
Take control of what’s ahead by adding a Private Pension or General Investment Account to the mix. Our experts are here to guide you. We’re regulated by the Financial Conduct Authority (FCA) and you’re always covered up to £85,000 by the UK Financial Services Compensation Scheme (FSCS).
Private Pension
Invest for retirement, get a 25% boost* to your savings and receive up to 45% tax relief on your contributions. And you’re in control – use our free income drawdown service if you need to.
Learn more about pensionsGeneral Investment Account
Keep moving towards your goals, after using up your ISA allowance. Make unlimited contributions, get quick access to your money and even open different portfolios for different goals.
Learn more about GIAsJunior ISA
It’s never too early to get started. Our JISA has a £9,000 tax free allowance each year and sustainable portfolio options.
Learn more about JISAsPrivate Pension (SIPP)
Invest for retirement, get a 25% boost* to your savings and receive up to 45% tax relief on your contributions. And you’re in control – use our free income drawdown service if you need to. Learn more
General Investment Account
Keep moving towards your goals, after using up your ISA allowance. Make unlimited contributions, get quick access to your money and even open different portfolios for different goals. Learn more
Junior ISA
It’s never too early to get started. Our JISA has a £9,000 tax free allowance each year and sustainable portfolio options. Learn more
* You may be entitled to more or less than this amount, subject to your tax status.
With investing, your capital is at risk and you may get less than what you invested. Tax treatment depends on your individual circumstances and may change in the future.