Investing that gives you more

Grow your wealth with top-performing portfolios, a dedicated consultant and a smart app that lets you invest the simple way.

With investing, your capital at risk.

Smart tech. Top experts. Combined.

Simple digital investing

Be confident with easy-access investing via web or app and get digital advice tailored to your goals.

Experts for every decision

Enjoy active management and holistic portfolio reviews with your own investment consultant, for when you want to talk.

The right product for you

Whether you’re starting out, well on your way or already advanced, we have a focused range of products to meet your needs.

Stocks & Shares ISA

The perfect choice to start your investment journey, with £20,000 tax free allowance each year and penalty-free access.

Learn more about ISAs

Private Pension (SIPP)

Ready to plan further ahead? Our pension gives you a tax free retirement investment, with relief on your contributions too.

Learn about pensions

General Investment Account

If it’s time to look for wealth diversification, unlimited and accessible, this is the perfect account for your needs.

Learn about GIAs

Taking care of your journey

Investment advice, active management and easy access via web or app keeps Moneyfarm investing simple and effective. Laser-focused on your financial goals, your portfolios are globally diversified and regularly adjusted by experts – all whilst you’re enjoying the ride.

See how much your wealth can grow

Explore different investment plans and see your expected future growth.

The highlighted area in the chart shows a projection of the future value of the portfolio considering 95% of the possible scenarios. Projections are not a reliable indicator of future performance, and are intended as an aid to decision-making, not as a guarantee. The projection includes the effect of fees, assumes income is reinvested and does not take into account the effects of inflation or tax. As with all investments, the value may go down as well as up, and you may not get back the full amount you invested.

Putting your money to work starts with you


You're excited to find new opportunities for growth.

Whatever your style, discover your investor profile and get matched to your perfect portfolio.

Discover your investor profile

Download the app

It's easy to manage your investments on the go. Track performance, top up and even transfer in from another provider. Create your account or sign in on the app to get started.

Ready to invest?

Create your account and start exploring your recommended portfolios.

Start investing

Your tomorrow, handcrafted today

Meet your investment goals with fully-managed portfolios designed around you.

With investing, your capital at risk.

Invest with confidence


Personal advice

Get one-to-one guidance from a qualified investment consultant – by phone, in-app or online.

Get advice

Fine-tuned strategy

Make the right investment decisions with human expertise and leading technology.

Our strategy

One single fee

Pay a single account management fee across all your products. Invest more, pay less.

See pricing

Choose the right product for you

To get the most from your portfolios, we recommend investing a minimum of £5,000 or alternatively £1,500 plus a monthly Direct Debit of £100 or more.

Stocks and Shares ISA

The tax-efficient way to invest up to £20,000 each year. Access your money if you need to or withdraw and reinvest in the same year without affecting your annual ISA allowance.

Private Pension

A smart plan for your retirement. Pay less tax, get a 25% boost* to your savings and receive your employer’s contributions. And you’re in control – access your cash if you need to.

General Investment Account

Perfect for when you’ve filled up your ISA. Make unlimited contributions, get quick access to your money and even create a separate account for each goal.

* You may be entitled to more or less than this amount, subject to your tax status.

Safe and sound



We keep your money separate from ours, with Barclays and Saxo Capital Markets. A Sectigo-certified connection protects your data.



We’re regulated by the Financial Conduct Authority (FCA).



You’re covered up to £85,000 by the UK Financial Services Compensation Scheme (FSCS).



Our committed stakeholders include Poste Italiane, Allianz Global Investors, Cabot Square Capital and United Ventures.

Strong performance, solid 4-year track record

All our portfolios outperformed the competition 4 years running.

Compare performance

Keys to the figures

Moneyfarm returns net of fees since inception (01/01/2016 to 30/06/2020) vs. average peer group performance or a cash proxy over the same time period.
These past performance figures are simulated. Past performance is no indicator of future performance.

Read the full risk warning

Important information

Moneyfarm data
The returns here are simulated using an assumed balance of £250,000, and the average management fee from our pricing model of 0.46% from 01/01/2016 to 31/10/2017 0.55% from 01/11/2017 to the  01/03/2020, then 0.44% afterwards. The returns are net of underlying fund costs and market spread. The returns are the total returns, so include all dividends. (Data Source: Bloomberg/xignite)

Peer Comparison Data
Asset Risk Consultants ARC collects the monthly returns of a collection of discretionary investment managers including large Asset managers, private banks and Wealth Managers to create an index of the average returns for a given level of risk.

ARC benchmarks are as follows:

Private Client IndexRelative Risk to World Equities
ARC Cautious PCI0 - 40%
ARC Balanced Asset PCI40 - 60%
ARC Steady Growth PCI60 - 80%
ARC Equity Risk PCI80 - 110%

Where the relative risk to World Equities means you are taking approximately that percentage of the risk global stock markets.

Moneyfarm’s Risk level 2 is compared to the ARC Cautious Private Client Index (PCI), our risk levels 3 and 4 use the ARC Balanced Asset Private Client Index (PCI), levels 5 and 6 are both compared to ARC Steady Growth Private Client Index (PCI) and our risk level 7 is matched to ARC Equity Risk Private Client Index PCI

ARC compiles indexes using the average competitor returns, including Barclays Wealth, HSBC, Investec Wealth and Investment and Blackrock, as well as many others.

P7 Portfolio
Please note that ARC does not independently verify the performance of the Model submitted by Moneyfarm. The returns shown refer to simulated past performance of our model portfolios from 01/01/2016 to 30/06/2020, this portfolio only became available to clients on 16/05/2019. Past performance is not an indicator of future results.

P1 Portfolio
ARC does not produce an index that is a suitable comparison for P1, as it does not contain any equity. We use monthly GBP Libor + 0.5%, as this is a cash proxy, which Moneyfarm believes is a fair comparison.

Easy to get started

1. Build your investor profile

To get to know you and your goals, we’ll ask you how you feel about risk and what you want to achieve.

2. Discover your ideal portfolio

We’ll recommend a globally diversified portfolio that best fits your needs and goals.

3. Start investing

Transfer your existing ISA or pension or fund your portfolio directly by Direct Debit or bank transfer.

Get started

Download the app

Download the Moneyfarm app to stay on top of your investments. Check your performance, fund your account, set up transfers and more.

Start investing with Moneyfarm

Cost-efficient investment advice at the touch of a button, full visibility of your investments, and an investment consultant at the end of the phone.

Start today