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Get one-to-one guidance from a qualified investment adviser – by phone, in-app or online.Get advice
Make the right investment decisions with human expertise and leading technology.Our strategy
One single fee
Pay a single account management fee across all your products. Invest more, pay less.See pricing
Choose the right product for you
To get the most from your portfolios, we recommend investing a minimum of £5,000 or alternatively £1,500 plus a monthly Direct Debit of £100 or more.
Stocks and Shares ISA
The tax-efficient way to invest up to £20,000 each year. Access your money if you need to or withdraw and reinvest in the same year without affecting your annual ISA allowance.
A smart plan for your retirement. Pay less tax, get a 25% boost* to your savings and receive your employer’s contributions. And you’re in control – access your cash if you need to.
General Investment Account
Perfect for when you’ve filled up your ISA. Make unlimited contributions, get quick access to your money and even create a separate account for each goal.
* You may be entitled to more or less than this amount, subject to your tax status.
Safe and sound
We keep your money separate from ours, with Barclays and Saxo Capital Markets. A Sectigo-certified connection protects your data.
We’re regulated by the Financial Conduct Authority (FCA).
You’re covered up to £85,000 by the UK Financial Services Compensation Scheme (FSCS).
Our committed stakeholders include Poste Italiane, Allianz Global Investors, Cabot Square Capital and United Ventures.
Strong performance, solid 4-year track record
All our portfolios outperformed the competition 4 years running.Compare performance
Keys to the figures
Moneyfarm returns net of fees since inception (01/01/2016 to 30/06/2020) vs. average peer group performance or a cash proxy over the same time period.
These past performance figures are simulated. Past performance is no indicator of future performance.
The returns here are simulated using an assumed balance of £250,000, and the average management fee from our pricing model of 0.46% from 01/01/2016 to 31/10/2017 0.55% from 01/11/2017 to the 01/03/2020, then 0.44% afterwards. The returns are net of underlying fund costs and market spread. The returns are the total returns, so include all dividends. (Data Source: Bloomberg/xignite)
Peer Comparison Data
Asset Risk Consultants ARC collects the monthly returns of a collection of discretionary investment managers including large Asset managers, private banks and Wealth Managers to create an index of the average returns for a given level of risk.
ARC benchmarks are as follows:
|Private Client Index||Relative Risk to World Equities|
|ARC Cautious PCI||0 - 40%|
|ARC Balanced Asset PCI||40 - 60%|
|ARC Steady Growth PCI||60 - 80%|
|ARC Equity Risk PCI||80 - 110%|
Where the relative risk to World Equities means you are taking approximately that percentage of the risk global stock markets.
Moneyfarm’s Risk level 2 is compared to the ARC Cautious Private Client Index (PCI), our risk levels 3 and 4 use the ARC Balanced Asset Private Client Index (PCI), levels 5 and 6 are both compared to ARC Steady Growth Private Client Index (PCI) and our risk level 7 is matched to ARC Equity Risk Private Client Index PCI
ARC compiles indexes using the average competitor returns, including Barclays Wealth, HSBC, Investec Wealth and Investment and Blackrock, as well as many others.
Please note that ARC does not independently verify the performance of the Model submitted by Moneyfarm. The returns shown refer to simulated past performance of our model portfolios from 01/01/2016 to 30/06/2020, this portfolio only became available to clients on 16/05/2019. Past performance is not an indicator of future results.
ARC does not produce an index that is a suitable comparison for P1, as it does not contain any equity. We use monthly GBP Libor + 0.5%, as this is a cash proxy, which Moneyfarm believes is a fair comparison.
Easy to get started
1. Build your investor profile
To get to know you and your goals, we’ll ask you how you feel about risk and what you want to achieve.
2. Discover your ideal portfolio
We’ll recommended a globally diversified portfolio that best fits your needs and goals.
3. Start investing
Transfer your existing ISA or pension or fund your portfolio directly by Direct Debit or bank transfer.Get started