Investing that fits with your world view

There is no single definitive set of ESG requirements. Moneyfarm has built an ESG investment strategy with a clear ESG ETF selection process, which consists of analysing the construction methodology of the ETF among other things. Also, we analyse the final exposure of the portfolio to different ESG metrics. For more information please look at our investment process.

Yes. ESG portfolios range from 2% to 14% in terms of target volatility, in order to cover most of the risk profiles of our customers.

All Moneyfarm portfolios are made with well diversified, top quality ETFs. The asset classes of the ESG portfolios are similar to that of non-ESG portfolios, with some caveats. Every adjustment was made by looking at the financial properties of the portfolios with the aim to control risk and return.

Like standard Moneyfarm ISAs, our ESG portfolios are composed of a large number of companies, are globally exposed and are exposed to a large number of asset classes (bonds, equity etc.). In this way, we are still able to create effective diversification.

Moneyfarm ESG portfolios are aimed to help investors to build their financial future in the same way as non-ESG portfolios. For this reason, in the portfolio construction process, Moneyfarm aims to reach the same level of risk / return attributes for ESG and non-ESG.

Yes, Moneyfarm customers will be able to open a SIPP made up exclusively of ESG investments.

Yes, Moneyfarm customers are able to open an ISA made up exclusively of ESG investments.

Moneyfarm’s simple charging structure means you pay two ongoing charges on your investments, our management fee and the fund charge.

Management fees are charged based on the value of your account, rather than per portfolio, so by consolidating your investments you can benefit from a potentially lower management fee. The management fee covers all charges related to managing your investments and is the largest part of the total costs of investing. In the traditional wealth management industry, it can often be difficult knowing exactly how much you pay for your investments. At Moneyfarm we believe it’s crucial this is transparent for our investors.

Fund costs are not included in the annual management fee and won’t appear as a charge, instead these are factored into the performance of your investment. The average fund charge is 0.2% per annum at Moneyfarm. The market spread effect also impacts your investments. This is a characteristic of trading on the financial markets and represents the difference between bid and ask (buying and selling) prices for an investment at a specific time. This can be 0.10% at Moneyfarm (assuming the average between our Classic and ESG allocations, we sell 40% of the assets in your portfolio and replace them with new assets during the year), but you’ll always see the real price you buy and sell assets at. You can find out how much you would pay on our pricing page.