A low-cost, low-intervention approach to investing

Fixed allocation differs from actively managed portfolios in several ways. The first is that fixed allocation portfolios follow the market without active intervention and decision-making from our expert asset allocation team. If you want an investment product that has reduced management fees, where you are more confident making investment decisions about when to disinvest, then fixed allocation may be for you. If, however, you would be more confident with a team of experts monitoring and rebalancing your portfolio when market conditions dictate they should, you might prefer our actively managed portfolio options.

With our fixed allocation product you take more ownership of your investment decisions. While your fixed allocation portfolio does qualify for one rebalancing by our asset allocation team per year, you miss out on year-round active management by our team of experts who constantly monitor and refine your investments on an ongoing basis. Because of this, we’re able to offer our fixed allocation portfolios at a reduced fee. 

Yes, you can!

Yes, you can choose your fixed allocation portfolio to invest in our socially responsible portfolios. Your fixed allocation portfolio will have the same standards as our actively managed portfolios, so you can invest according to your values.

Yes, we’ve made it easy for you to do so. Simply click “review portfolio” in your account details and make your selection. Once you’ve made your selection we will make the trades the next business day. Please call your dedicated investment consultant if you have any queries on the process.

Yes, all Moneyfarm clients have access to our team of personal investment consultants. If you’d like to discuss your options you can book a complimentary appointment, or if you’d prefer to chat or email, please drop us a line.