General Investment Account.
Enjoy total investment freedom and boundless opportunities to grow your wealth.
We can manage your GIA for you, with a portfolio that’s matched to your needs and goals. Or you can take the reins by building your own portfolio. Whatever your style, we've got you covered.
General Investment Account.
Enjoy total investment freedom and boundless opportunities to grow your wealth.
We can manage your GIA for you, with a portfolio that’s matched to your needs and goals. Or you can take the reins by building your own portfolio. Whatever your style, we've got you covered.
Boost your investments with up to £750 cashback.
Get up to £750 cashback when you invest or transfer to us. Let’s take your investing game to the next level and start making your money work harder for you.
Register your interest and open a new portfolio by 11 April 2024 to be eligible.
With investing, your capital is at risk.
UK residents, 18+. T&Cs apply. Min. invest £5k for £50 cashback, £50k for max £750. 24-month investment required.
Enjoy limitless investing, your way.
Enjoy limitless investing, your way.
Whether you're a seasoned investor or just starting out, our General Investment Account offers unmatched flexibility to help you achieve your financial goals.
Moneyfarm’s GIA adapts to your investment style, whether you want a globally diversified, expertly managed portfolio, or if you prefer to create your own with a self-curated Share Investing portfolio. You can even combine these strategies, allowing you to discover a world of opportunities in the stock market while benefiting from our professional portfolio management expertise.
With a GIA there's no limit to how much you can invest. However, you will have to pay tax on any gains above your tax-free allowance.
Whether you're a seasoned investor or just starting out, our General Investment Account offers unmatched flexibility to help you achieve your financial goals.
Moneyfarm’s GIA adapts to your investment style, whether you want a globally diversified, expertly managed portfolio, or if you prefer to create your own with a self-curated Share Investing portfolio. You can even combine these strategies, allowing you to discover a world of opportunities in the stock market while benefiting from our professional portfolio management expertise.
With a GIA there's no limit to how much you can invest. However, you will have to pay tax on any gains above your tax-free allowance.
Open a GIAOpen a GIAA General Investment Account to suit you.
A General Investment Account to suit you.
Choose a managed GIA if you want our experts to manage your portfolio for you or choose a Share Investing GIA if you want to pick your own investments.
Choose a managed GIA if you want our experts to manage your portfolio for you or choose a Share Investing GIA if you want to pick your own investments.
Managed GIA
- Matched to you
Get matched with an expertly built, fully managed, ready-to-go portfolio. Or for a simpler, low-cost approach, choose a
fixed allocation portfolio. - Enhanced strategies
Level up your Moneyfarm experience with different investing strategies – ESG, Thematic Investing, or Liquidity+, our smart, short-term investment solution. - Experts at your side
Our dedicated consultants are available at your disposal, ensuring you achieve your investment goals with confidence. - Transparent pricing
Enjoy simple, clear and transparent fees. Set up your portfolio
for free. (Learn more)
Share Investing GIA
- Direct market access
The choice is yours to invest in a vast array of individual UK stocks, ETFs, and UK mutual funds. - Long-term investment approach
A service designed for long-term goals. Benefit from the support of our cutting-edge technology and expert guidance from
our team of dedicated consultants. - Personalised investment experience
Align your portfolio with your values and financial goals, one investment at a time. All with a comprehensive view of your investments for effective decision-making. - Free to open an account
With an ISA, a yearly custody fee of just 0.35% applies. (Learn more)
Our costs.
What you’ll pay
Total estimated costs
As your wealth grows, the Moneyfarm fee can reduce to 0.35%.
More on fees
See how much your wealth could grow.
See how much your wealth could grow.
Discover the untapped potential of your GIA when you invest with us.
Discover the untapped potential of your GIA when you invest with us.
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The chart shows a projection of the future value of the portfolio based on the expected return for each risk level taking into consideration the expected volatility to calculate more and less likely scenarios. Projections are not a reliable indicator of future performance, and are intended as an aid to decision-making, not as a guarantee. The projection includes the effect of fees, assumes income is reinvested and does not take into account the effects of inflation or tax. As with all investments, the value may go down as well as up, and you may not get back the full amount you invested.
Everything we offer, with transparent pricing.
Everything we offer, with transparent pricing.
We all have different goals in life. Whether you’re saving for a dream holiday home, building a retirement nest egg, or putting some money aside for your children’s university fees – we’ve designed investment solutions to meet a wide variety of needs.
We all have different goals in life. Whether you’re saving for a dream holiday home, building a retirement nest egg, or putting some money aside for your children’s university fees – we’ve designed investment solutions to meet a wide variety of needs.
Actively Managed
Experience the full benefits of our investment expertise.
Our Asset Allocation team builds your portfolio using cost-efficient ETFs and regularly rebalances it based on your goals and risk profile.
Choose an actively managed portfolio to fully optimise your potential for future growth.
Fixed Allocation
Our low-cost, hands-off investing solution.
Our fixed allocation portfolios are built from the same cost-efficient ETFs as our managed portfolios but with a simpler, passive approach to management.
Choose a fixed allocation portfolio for low-cost, passive, long-term growth potential.
Liquidity+
An ideal solution for short-term cash management and low-risk investing.
Liquidity+ invests in money market funds carefully selected and actively managed by our Asset Allocation Team
Available with a General Investment Account or a Stocks and Shares ISA.
Share Investing
The extensive world of stock market investing at your fingertips.
Build your own portfolio by choosing from a vast array of stocks, ETFs, and UK mutual funds.
Also available alongside an actively managed portfolio, for full global diversification and expert management.
Experience the full benefits of our investment expertise.
Our Asset Allocation team builds your portfolio using cost-efficient ETFs and regularly rebalances it based on your goals and risk profile.
Choose an actively managed portfolio to fully optimise your potential for future growth.
Our low-cost, hands-off investing solution.
Our fixed allocation portfolios are built from the same cost-efficient ETFs as our managed portfolios but with a simpler, passive approach to management.
Choose a fixed allocation portfolio for low-cost, passive, long-term growth potential.
An ideal solution for short-term cash management and low-risk investing.
Liquidity+ invests in money market funds carefully selected and actively managed by our Asset Allocation Team
Available with a General Investment Account or a Stocks and Shares ISA.
Discover Liquidity+ ❯The extensive world of stock market investing at your fingertips.
Build your own portfolio by choosing from a vast array of stocks, ETFs, and UK mutual funds.
Also available alongside an actively managed portfolio, for full global diversification and expert management.
Discover Share Investing ❯Getting started is easy.
Getting started is easy.
Answer a few simple questions
Discover your perfect portfolio
Invest according to your goals
Answer a few simple questions
Discover your perfect portfolio
Invest according to your goals
More ways to build your wealth.
More ways to build your wealth.
Explore your other options with us. Whether you're new to investing, more experienced or just looking to diversify, our products are designed to meet a broad range of needs and goals. Take the next step in your financial journey today.
Explore your other options with us. Whether you're new to investing, more experienced or just looking to diversify, our products are designed to meet a broad range of needs and goals. Take the next step in your financial journey today.
Pension
Retire your way, with an expertly managed pension tailored to your needs and goals. Enjoy up to 45% tax relief, free pension drawdown, and expert guidance when you need it.
Learn more ❯Stocks and Shares ISA
Invest up to £20,000 every year with tax-free growth. Choose an expertly managed portfolio or build your own with a Share Investing account.
Learn more ❯Junior ISA
The earlier you start investing for your child, the more time you give their wealth to grow. Our JISA has a £9,000 tax free allowance each year and sustainable portfolio options.
Learn more ❯Tax treatment depends on your individual circumstances and may be subject to change in the future.
Tax treatment depends on your individual circumstances and may be subject to change in the future.