General Investment Account.

Enjoy total investment freedom and boundless opportunities to grow your wealth.

We can manage your GIA for you, with a portfolio that’s matched to your needs and goals. Or you can take the reins by building your own portfolio. Whatever your style, we've got you covered.

Let’s get started

With investing, your capital is at risk.

Moneyfarm image

General Investment Account.

Enjoy total investment freedom and boundless opportunities to grow your wealth.

We can manage your GIA for you, with a portfolio that’s matched to your needs and goals. Or you can take the reins by building your own portfolio. Whatever your style, we've got you covered.

With investing, your capital is at risk.

Boost your investments with up to £750 cashback.

Get up to £750 cashback when you invest or transfer to us. Let’s take your investing game to the next level and start making your money work harder for you.

Register your interest and open a new portfolio by 11 April 2024 to be eligible.

Learn moreLearn more

With investing, your capital is at risk.
UK residents, 18+. T&Cs apply. Min. invest £5k for £50 cashback, £50k for max £750. 24-month investment required.

Enjoy limitless investing, your way.

Enjoy limitless investing, your way.

Whether you're a seasoned investor or just starting out, our General Investment Account offers unmatched flexibility to help you achieve your financial goals.

Moneyfarm’s GIA adapts to your investment style, whether you want a globally diversified, expertly managed portfolio, or if you prefer to create your own with a self-curated Share Investing portfolio. You can even combine these strategies, allowing you to discover a world of opportunities in the stock market while benefiting from our professional portfolio management expertise.

With a GIA there's no limit to how much you can invest. However, you will have to pay tax on any gains above your tax-free allowance.

Whether you're a seasoned investor or just starting out, our General Investment Account offers unmatched flexibility to help you achieve your financial goals.

Moneyfarm’s GIA adapts to your investment style, whether you want a globally diversified, expertly managed portfolio, or if you prefer to create your own with a self-curated Share Investing portfolio. You can even combine these strategies, allowing you to discover a world of opportunities in the stock market while benefiting from our professional portfolio management expertise.

With a GIA there's no limit to how much you can invest. However, you will have to pay tax on any gains above your tax-free allowance.

Open a GIA

Capital at risk. Tax treatment depends on your individual circumstances and may be subject to change in the future.

Open a GIA

Capital at risk. Tax treatment depends on your individual circumstances and may be subject to change in the future.

A General Investment Account to suit you.

A General Investment Account to suit you.

Choose a managed GIA if you want our experts to manage your portfolio for you or choose a Share Investing GIA if you want to pick your own investments.

Choose a managed GIA if you want our experts to manage your portfolio for you or choose a Share Investing GIA if you want to pick your own investments.

Managed GIA

  • Matched to you
    Get matched with an expertly built, fully managed, ready-to-go portfolio. Or for a simpler, low-cost approach, choose a
    fixed allocation portfolio.
  • Enhanced strategies
    Level up your Moneyfarm experience with different investing strategies – ESG, Thematic Investing, or Liquidity+, our smart, short-term investment solution. 
  • Experts at your side
    Our dedicated consultants are available at your disposal, ensuring you achieve your investment goals with confidence.
  • Transparent pricing
    Enjoy simple, clear and transparent fees. Set up your portfolio
    for free. (Learn more)

Share Investing GIA

  • Direct market access
    The choice is yours to invest in a vast array of individual UK stocks, ETFs, and UK mutual funds.
  • Long-term investment approach
    A service designed for long-term goals. Benefit from the support of our cutting-edge technology and expert guidance from
    our team of dedicated consultants.
  • Personalised investment experience
    Align your portfolio with your values and financial goals, one investment at a time. All with a comprehensive view of your investments for effective decision-making.
  • Free to open an account
    With an ISA, a yearly custody fee of just 0.35% applies. (Learn more)

Capital at risk

Capital at risk

Our costs.

Amount to invest
£20,000.00
Management style
Focus
Thematic investment option

What you’ll pay

Yearly (%)
Monthly (£)
Our management fees
0.65%
£10.83
Financial instruments fees
0.31%
£5.17
Underlying fund fees
0.21%
£3.50
Market spread
0.10%
£1.67

Total estimated costs

As your wealth grows, the Moneyfarm fee can reduce to 0.35%.
More on fees

up to 0.96%
up to £16.00

You won’t pay

Entry and exit fees

Withdrawal

Top-ups

Custody fee

See how much your wealth could grow.

See how much your wealth could grow.

Discover the untapped potential of your GIA when you invest with us.

Discover the untapped potential of your GIA when you invest with us.

Loading...

The chart shows a projection of the future value of the portfolio based on the expected return for each risk level taking into consideration the expected volatility to calculate more and less likely scenarios. Projections are not a reliable indicator of future performance, and are intended as an aid to decision-making, not as a guarantee. The projection includes the effect of fees, assumes income is reinvested and does not take into account the effects of inflation or tax. As with all investments, the value may go down as well as up, and you may not get back the full amount you invested.

Everything we offer, with transparent pricing.

Everything we offer, with transparent pricing.

We all have different goals in life. Whether you’re saving for a dream holiday home, building a retirement nest egg, or putting some money aside for your children’s university fees – we’ve designed investment solutions to meet a wide variety of needs.

We all have different goals in life. Whether you’re saving for a dream holiday home, building a retirement nest egg, or putting some money aside for your children’s university fees – we’ve designed investment solutions to meet a wide variety of needs.

Actively Managed

Experience the full benefits of our investment expertise.

Our Asset Allocation team builds your portfolio using cost-efficient ETFs and regularly rebalances it based on your goals and risk profile.

Choose an actively managed portfolio to fully optimise your potential for future growth.

Discover actively managed ❯
Fixed Allocation

Our low-cost, hands-off investing solution.

Our fixed allocation portfolios are built from the same cost-efficient ETFs as our managed portfolios but with a simpler, passive approach to management.

Choose a fixed allocation portfolio for low-cost, passive, long-term growth potential.

Discover fixed allocation ❯
Liquidity+

An ideal solution for short-term cash management and low-risk investing.

Liquidity+ invests in money market funds carefully selected and actively managed by our Asset Allocation Team

Available with a General Investment Account or a Stocks and Shares ISA.

Discover Liquidity+ ❯
Share Investing

The extensive world of stock market investing at your fingertips.

Build your own portfolio by choosing from a vast array of stocks, ETFs, and UK mutual funds.

Also available alongside an actively managed portfolio, for full global diversification and expert management.

Discover Share Investing ❯
Actively Managed

Experience the full benefits of our investment expertise.

Our Asset Allocation team builds your portfolio using cost-efficient ETFs and regularly rebalances it based on your goals and risk profile.
Choose an actively managed portfolio to fully optimise your potential for future growth.

Discover actively managed ❯
Fixed Allocation

Our low-cost, hands-off investing solution.

Our fixed allocation portfolios are built from the same cost-efficient ETFs as our managed portfolios but with a simpler, passive approach to management.
Choose a fixed allocation portfolio for low-cost, passive, long-term growth potential.

Discover fixed allocation ❯
Liquidity+

An ideal solution for short-term cash management and low-risk investing.
Liquidity+ invests in money market funds carefully selected and actively managed by our Asset Allocation Team

Available with a General Investment Account or a Stocks and Shares ISA.

Discover Liquidity+ ❯
Share Investing

The extensive world of stock market investing at your fingertips.
Build your own portfolio by choosing from a vast array of stocks, ETFs, and UK mutual funds.

Also available alongside an actively managed portfolio, for full global diversification and expert management.

Discover Share Investing ❯

Getting started is easy.

Getting started is easy.

Moneyfarm image

Answer a few simple questions

Moneyfarm image

Discover your perfect portfolio

Moneyfarm image

Invest according to your goals

Get started

Capital at risk

Moneyfarm image

Answer a few simple questions

Moneyfarm image

Discover your perfect portfolio

Moneyfarm image

Invest according to your goals

More ways to build your wealth.

More ways to build your wealth.

Explore your other options with us. Whether you're new to investing, more experienced or just looking to diversify, our products are designed to meet a broad range of needs and goals. Take the next step in your financial journey today.

Explore your other options with us. Whether you're new to investing, more experienced or just looking to diversify, our products are designed to meet a broad range of needs and goals. Take the next step in your financial journey today.

Pension

Retire your way, with an expertly managed pension tailored to your needs and goals. Enjoy up to 45% tax relief, free pension drawdown, and expert guidance when you need it.

Learn more ❯

Stocks and Shares ISA

Invest up to £20,000 every year with tax-free growth. Choose an expertly managed portfolio or build your own with a Share Investing account.

Learn more ❯

Junior ISA

The earlier you start investing for your child, the more time you give their wealth to grow. Our JISA has a £9,000 tax free allowance each year and sustainable portfolio options.

Learn more ❯

Tax treatment depends on your individual circumstances and may be subject to change in the future.

Tax treatment depends on your individual circumstances and may be subject to change in the future.

Gain deeper insight

Gain deeper insight

Slide 1 of 3

Cosa sono e in cosa investono i fondi monetari?

Cosa sono e in cosa investono i fondi monetari?
Come abbiamo visto, Moneyfarm Liquidità+ investe...Read more

Progetti futuri: come accantonare i risparmi per poterli realizzare?

Progetti futuri: come accantonare i risparmi per poterli realizzare?
Progettare le spese per il futuro prossimo è importante...Read more

Quanta liquidità tenere sul conto corrente?

Quanta liquidità tenere sul conto corrente?
La liquidità sui conti correnti degli italiani continua a rimanere...Read more

Cosa sono e in cosa investono i fondi monetari?

Cosa sono e in cosa investono i fondi monetari?
Come abbiamo visto, Moneyfarm Liquidità+ investe...Read more

Progetti futuri: come accantonare i risparmi per poterli realizzare?

Progetti futuri: come accantonare i risparmi per poterli realizzare?
Progettare le spese per il futuro prossimo è importante...Read more

Quanta liquidità tenere sul conto corrente?

Quanta liquidità tenere sul conto corrente?
La liquidità sui conti correnti degli italiani continua a rimanere...Read more

Cosa sono e in cosa investono i fondi monetari?

Cosa sono e in cosa investono i fondi monetari?
Come abbiamo visto, Moneyfarm Liquidità+ investe...Read more

Progetti futuri: come accantonare i risparmi per poterli realizzare?

Progetti futuri: come accantonare i risparmi per poterli realizzare?
Progettare le spese per il futuro prossimo è importante...Read more

Quanta liquidità tenere sul conto corrente?

Quanta liquidità tenere sul conto corrente?
La liquidità sui conti correnti degli italiani continua a rimanere...Read more

Frequently asked questions.

Do you give investment advice?
How much do I have to invest with Moneyfarm?
Can I add or remove cash from my initial investment?
Can I customise the suggested portfolio?
What stops me from copying your portfolios and doing it myself?
What is a model portfolio?
How is the performance of my portfolio calculated?
Can I use Moneyfarm if I am not a UK resident?
I am a US Citizen, can I invest with Moneyfarm?
I am a US Citizen with a Moneyfarm account created before March 2021. Can I continue to use the service?