Junior Stocks and Shares ISA.

Give your child the financial head start they deserve with our expertly managed Junior ISA (JISA). Invest up to £9,000 a year with tax-free returns until your child turns 18.

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Junior ISA.

Unlock the full potential of your wealth with a Managed Stocks & Shares ISA. Our investment experts manage and monitor your investments, giving your wealth the best chance to grow.

Get startedTransfer a JISA

What is a Junior ISA?

A Junior Stocks and Shares ISA is a tax-efficient investment account designed to help you invest for a child’s future. Instead of simply putting money aside in a Cash Junior ISA, a Junior Stocks and Shares ISA invests in a wide range of assets—giving you the potential for higher long-term growth, all under the annual tax-free allowance. By opening one on behalf of a child under 18, you’re harnessing the power of compounding to build a nest egg they can access, tax-free, at 18. 

Why choose a Junior ISA?

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Give your child a big financial head start

The earlier you invest, the more time you give their wealth the chance to grow.

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Tax-free investing

Build their wealth tax-efficiently with a £9,000 tax-free allowance every year. 

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Socially responsible

Opt for a socially responsible JISA with investments that support a positive impact on society and the planet.

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Gift contributions

Allow family and friends to contribute to your child's financial future.

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Free transfers

Easily transfer existing Child Trust Funds or other JISAs to Moneyfarm.

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Why Choose a Junior ISA?

Give your child a big financial head start

The earlier you invest, the more time you give their wealth the chance to grow.

Tax-free investing

Build their wealth tax-efficiently with a £9,000 tax-free allowance every year. 

Socially responsible

Opt for a socially responsible JISA with investments that support a positive impact on society and the planet.

Gift contributions

Allow family and friends to contribute to your child's financial future.

Free transfers

Easily transfer existing Child Trust Funds or other JISAs to Moneyfarm.

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A Junior ISA could be right for you if…

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You want to save or invest for a child’s future in a tax-efficient way
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You’re comfortable with the money being locked away until the child turns 18
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You want flexibility in how much you contribute, from small amounts to larger sums
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You’re interested in potential higher returns through stock market investments
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You want to involve family and friends in contributing to the child’s future
 Get started Get started

How our pricing works.

Choose an investment style and compare the fees.

Up to £50k
0.45%
From £50k to £100k
0.20%
From £100k to £1.5 million
0.10%
above £1.5 million
No fees

Management fees are charged on your invested amount. You’ll also incur average fund costs (around 0.16% per year) and market spread effects (up to 0.05% per year).

Platform fee

All managed portfolios
(Min £1.25/month)
0.25%

The platform fee applies to all Wealth assets combined. VAT included where applicable.

Calculate my fees

How do they perform?

How do they perform?

Explore the performance of our portfolios over time. View overall trends and the performance for specific years.

Explore the performance of our portfolios over time. View overall trends and the performance for specific years.

Lower risk
Higher risk

Key to the figures

Moneyfarm returns net of fees since inception (01/01/2016) vs. average peer group performance over the same time period. These past performance figures are simulated. Past performance is no indicator of future performance. The allocations shown above are based on our model portfolios at a point in time, so they’re an illustration of how your actual portfolio might look. The exact composition may differ, if the value of your portfolio falls below c. £3,000.

What we invest in.

What we invest in.

Explore the full asset breakdown of our seven portfolios – from lower risk to higher risk – by asset type, sector and geography. Use the toggle to switch between Classic and ESG portfolio types.

With our Thematic Investing option, you can add growth themes to your portfolio to invest in megatrends like technological innovation, sustainability and changes in society.

Explore the full asset breakdown of our seven portfolios – from lower risk to higher risk – by asset type, sector and geography. Use the toggle to switch between Classic and ESG portfolio types.

With our Thematic Investing option, you can add growth themes to your portfolio to invest in megatrends like technological innovation, sustainability and changes in society.

Lower risk
Higher risk

Discover the untapped potential of your wealth when you invest with us.

Discover the untapped potential of your wealth when you invest with us.

Simply input how much you’re thinking of investing initially, how much you might contribute regularly, and for how long.

Simply input how much you’re thinking of investing initially, how much you might contribute regularly, and for how long.

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Guidance that grows with you.

From digital advice to one-to-one support with a Dedicated Qualified Wealth Manager, our Wealth tiers are designed to give you the right level of guidance as your investment needs grow.

Discover the Wealth tiersDiscover the Wealth tiers
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Get started in 3 simple steps.

On your own or with help from one of our consultants.

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Choose an investment solution or let our questionnaire guide you.

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Discover the option best suited to your objectives and needs.

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Start your investing journey with our experts by your side.

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Choose an investment solution or let our questionnaire guide you.

Moneyfarm image

Discover the option best suited to your objectives and needs.

Moneyfarm image

Start your investing journey with our experts by your side.

Frequently Asked Questions.