Open a Junior ISA

Give your child a head start by saving up to £9,000 a year on their behalf. Sustainable investment options are available.

With investing, your capital is at risk.

What’re the benefits of a Junior ISA?

What’re the benefits of a Junior ISA?

A step ahead

Their first house, university tuition, or simply help them follow their dreams. Save just £750 per month and your child’s Junior ISA could be worth over £280,000 when they turn 18. Now that’s a head start.

Grow their wealth

Our Junior ISAs use the same investment strategy as our Classic and Socially Responsible portfolios. Click here to see more about our performance.

Long term strategy

A Junior ISA enables you to invest £9,000 each and every year until your child turns 18 years old which gives your investment the best opportunity to grow.

Tax-efficient savings

Any and all returns are protected from income and capital gains tax. A Junior ISA is a long-term, tax-free, and efficient way to save.

Transfer an existing Junior ISA to Moneyfarm

Transfer an existing Junior ISA to Moneyfarm

By choosing a Moneyfarm Stocks & Shares Junior ISA you’re taking their investing journey’s first steps and giving your child’s investments their best chance to grow.

Our smart tech allows you to monitor your JISA’s performance from anywhere, automate your monthly deposits so you’ll never miss an opportunity again, and your team of dedicated investment consultants are on hand to answer any queries you may have via anytime calls, chats, or emails.

We’ve made it simple to transfer an existing Junior ISA to Moneyfarm. Simply set up your account, tell us where the JISA is, and we’ll sort out the rest on your behalf

Transfer a JISA

How to make the most of your child’s Junior ISA?

How to make the most of your child’s Junior ISA?

Use your smart automation tools

Set up a recurring investment that deposits into your child’s JISA each and every month. At the end of 18 years this will be available as a lump sum for them to get a head start in life.

Use your third-party contributions

Why not encourage friends and family to contribute to your child’s financial future? Simply share the JISA account details and they’ll be able to deposit money straight into the investment account.

Speak to us about your goals

Moneyfarm clients can talk to our team of dedicated investment consultants via calls, chats, or emails about anything, anytime. See how we can help you

Seven tiers. One simple fee.

As your money grows we’ll lower the percentage of your fees. 

Below £100k

FROM £500


0.75%

FROM £10k


0.70%

FROM £20k


0.65%

FROM £50k


0.60%

Above £100k

FROM £100k


0.45%

FROM £250k


0.40%

ABOVE £500k


0.35%

If you invest £70,000 with us in an actively managed portfolio, you would pay fees of 0.60% on the whole £70,000

Annual average investment fund fee: 0.2%

Annual average effect of market spread : 0.10%

Annual average investment fund fee : 0.2%

Annual average effect of market spread : 0.10%

Learn more about our fees

What are the features of a Moneyfarm Junior ISA?

What are the features of a Moneyfarm Junior ISA?

Third-party contributions

Why not share your child’s JISA account details with grandparents, godparents, friends, and family so they can help give your child a tax-free lump sum on the day they turn 18?

Investment consultants on-hand

Moneyfarm clients can speak to our team of dedicated investment consultants with anytime calls, chats, or emails. See how we can help

A long term strategy

Your child’s money is put to work for up to 18 years and you’re able to invest up to £9,000 over the duration of every tax year.

Sustainable portfolios

You have the option to choose socially responsible portfolios with our ESG offerings, all backed by MSCI data

Tax-free investing

With a Moneyfarm Junior ISA you get tax-free returns on £9,000 each and every year.

Simple and transparent fees

With fees as low as 0.35 percent your child keeps their money where it belongs

Frequently asked questions about Junior ISAs

What is a JISA?
Is there a minimum investment amount?
Who is eligible to open a JISA?
How much can you pay into a JISA?
Can clients withdraw money from a JISA?
Can my child manage their JISA from the age of 16?
Can I transfer a JISA?
Who can contribute to a JISA?
What happens when your child turns 18?
Read all JISA FAQs