Moneyfarm Liquidity+

Enjoy a gross annualised yield currently above 5.1%* with our new Liquidity+ money market investment solution, with a low-risk profile and competitive, transparent pricing.

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With investing, your capital is at risk and you may get less than what you invested. Tax treatment depends on your individual circumstances and may change in the future.

*Based on the weighted average of the gross yields regularly published by the money markets funds held in Liquidity+

Based on the weighted average of the gross yields regularly published by the money markets funds held in Liquidity+, as of 15th September 2023.
Returns are sensitive to the Bank of England’s deposit rate fluctuations, with lower rates leading to lower yields and higher rates leading to higher yields.
Money market funds can be a great way to save for short-term goals. You can also capitalise on higher yields driven by the recent rate hikes. Even though it's a low-risk investment, this isn’t a cash product and there's still a chance the value of your investments could fall and you might get less than you invested.

All Moneyfarm Liquidity+ benefits

Limited risk exposure

Liquidity+ is comprised of low-risk assets held in money market funds such as bonds, certificates of deposit and commercial paper.

Give more value to your liquidity

Manage your market entry at your own pace by investing in a fund with a gross annualised yield currently above 5.1%* with reduced risk exposure.

No constraints

This portfolio is designed for a time horizon of 2 years or less, but you can exit or transfer your funds to another portfolio at any time.

Limited risk exposure

Liquidity+ is comprised of low-risk assets held in money market funds such as bonds, certificates of deposit and commercial paper.

Give more value to your liquidity

Manage your market entry at your own pace by investing in a fund with a gross annualised yield currently above 5.1%* with reduced risk exposure.

No constraints

This portfolio is designed for a time horizon of 2 years or less, but you can exit or transfer your funds to another portfolio at any time.

The funds that make up Liquidity+

What does Liquidity+ invest in?

Liquidity+ invests in a range of money market funds, designed and monitored by our Asset Allocation team.

What are money market funds?

A money market fund is a type of mutual fund that invests in short-term, low-risk debt securities, such as government bonds, commercial paper and certificates of deposit. This type of fund is often used by investors with a low appetite for risk** and used for investment during periods of heightened market volatility. Liquidity+ represents an option for investors with a short-term time horizon and those who intend to face short-term expenses or dealing with a major expense in the six months following investment.

**As with all investing, your capital is at risk. The value of your portfolio with Moneyfarm can go down as well as up and you may get back less than you invest. Forecasts are not a reliable indicator of future performance.

The funds that make up Liquidity+

What does Liquidity+ invest in?

Liquidity+ invests in a range of money market funds, designed and monitored by our Asset Allocation team.

What are money market funds?

A money market fund is a type of mutual fund that invests in short-term, low-risk debt securities, such as government bonds, commercial paper and certificates of deposit. This type of fund is often used by investors with a low appetite for risk** and used for investment during periods of heightened market volatility. Liquidity+ represents an option for investors with a short-term time horizon and those who intend to face short-term expenses or dealing with a major expense in the six months following investment.

**As with all investing, your capital is at risk. The value of your portfolio with Moneyfarm can go down as well as up and you may get back less than you invest. Forecasts are not a reliable indicator of future performance.

What the experts say

As with all investments capital is at risk

Yield figures mentioned in the video are current as of June 2023. The yield of Liquidity+ may be now higher or lower depending on the performance of money markets. The yield is sensitive to fluctuations in Bank of England's base rate: a rise in rates will favor a rise in yield, a drop in rates will instead lead to a drop in yield.

What our clients say

I wanted to invest some savings but was unsure because of the current financial situation. Liquidity+ gave me a low-risk option with attractive returns.

"I wanted to invest some savings but was unsure because of the current financial situation. Liquidity+ gave me a low-risk option with attractive returns."

How we manage your investment

Our Asset Allocation team has selected the best money market funds for Liquidity+ and constantly monitors both performance and risk, making any necessary adjustments.

We’ll help you to better define the role of Liquidity+ within your portfolio, according to your financial goals and risk appetite. We monitor the performance with you to ensure that your goals are being met.

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Competitive, transparent pricing

Liquidity+ has competitive and fully transparent pricing, in true Moneyfarm style.

FROM £500
0.3%
flat management fee (including VAT) + underlying funds 0.1%

Any questions?

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As with all investing, your capital is at risk. The value of your portfolio with Moneyfarm can go down as well as up and you may get back less than you invest. Forecasts are not a reliable indicator of future performance.

Gain deeper insight

What are money market funds, and what do they invest in?

As you’ve already seen, Moneyfarm’s Liquidity+ invests...read more

Future plans: how to set aside savings to make them a reality

Planning expenses for the near future is important. Accurate...read more

How much should you keep in your savings account?

Thanks to the ongoing inflationary and cost of living pressures...read more

Gain deeper insight

What are money market funds, and what do they invest in?

Read more

Future plans: how to set aside savings to make them a reality

Read more

How much should you keep in your savings account?

Read more

FAQs

What tax advantages does Liquidity+ offer compared to traditional savings accounts?
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What is the level of risk associated with Liquidity+?
What is the ideal investment period for Liquidity+?
What does Liquidity+ invest in?
What if interest rates fluctuate?
How often does the expected rate of return for Liquidity+ vary?
What are the expected returns of a Liquidity+ investment style portfolio?
What are the benefits of a Liquidity+ investment style portfolio?
What is a Liquidity+ investment style portfolio?

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Add more value to your savings

Manage your market entry at your own pace, investing for the short term with reduced risk exposure.

Get started