Find, Check & Transfer your old pensions.

Keep your financial plans on track by combining all your old pension pots into one new plan. Use our online Find, Check & Transfer service to ensure you know exactly where your money is and make it work harder for your future.

Check your existing pension for any guaranteed benefits or penalties before you transfer.

With investing, your capital is at risk.
Tax treatment depends on your individual circumstances and
may be subject to change in the future.

Find, Check and Transfer your old pensions.

Keep your financial plans on track by combining all your old pension pots into one new plan. Use our online Find, Check & Transfer service to ensure you know exactly where your money is and make it work harder for your future.

Check your existing pension for any guaranteed benefits or penalties before you transfer.

Start nowCombine pensions

With investing, your capital is at risk. Tax treatment depends on your individual circumstances and may be subject to change in the future.

What you get with our pension.

What you get with our pension.

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Find, Check & Transfer

We’ll do all the work for you. We’ll look for lost pensions, check them for benefits or penalties and then complete the transfer on your behalf. (One-off 1% arrangement fee applies).

Targeted retirement investments

Our experts manage your portfolio based on your needs, goals and planned retirement date – ensuring it’s invested in the best place for you.

Expert guidance

Get free access to our team of dedicated investment consultants, on hand to offer you support and guidance at any time.

Enjoy up to 45% tax relief

Automatically get a 25% boost to your pension contributions, and If you’re a higher rate or additional rate taxpayer, you can claim back up to 45% through your annual tax return.

Manage all your investments in one place

At Moneyfarm our mission is to help you achieve your short and long term financial goals. Having all your investments in one place can make your life easier and your money work harder.

Find, Check & Transfer

We’ll do all the work for you. We’ll look for lost pensions, check them for benefits or penalties and then complete the transfer on your behalf. (One-off 1% arrangement fee applies).

Targeted retirement investments

Our experts manage your portfolio based on your needs, goals and planned retirement date – ensuring it’s invested in the best place for you.

Expert guidance

Get free access to our team of dedicated investment consultants, on hand to offer you support and guidance at any time.

Enjoy up to 45% tax relief

Automatically get a 25% boost to your pension contributions, and If you’re a higher rate or additional rate taxpayer, you can claim back up to 45% through your annual tax return.

Manage all your investments in one place

At Moneyfarm our mission is to help you achieve your short and long term financial goals. Having all your investments in one place can make your life easier and your money work harder.

Find, Check & Transfer

We’ll do all the work for you. We’ll look for lost pensions, check them for benefits or penalties and then complete the transfer on your behalf. (One-off 1% arrangement fee applies).

Targeted retirement investments

Our experts manage your portfolio based on your needs, goals and planned retirement date – ensuring it’s invested in the best place for you.

Expert guidance

Get free access to our team of dedicated investment consultants, on hand to offer you support and guidance at any time.

Enjoy up to 45% tax relief

Automatically get a 25% boost to your pension contributions, and If you’re a higher rate or additional rate taxpayer, you can claim back up to 45% through your annual tax return.

Manage all your investments in one place

At Moneyfarm our mission is to help you achieve your short and long term financial goals. Having all your investments in one place can make your life easier and your money work harder.

Capital at risk

Find, Check and Transfer

We’ll do all the work for you. We’ll look for lost pensions, check them for benefits or penalties and then complete the transfer on your behalf. (One-off 1% arrangement fee applies).

Targeted retirement investments

Our experts manage your portfolio based on your needs, goals and planned retirement date – ensuring it’s invested in the best place for you.

Expert guidance

Get free access to our team of dedicated investment consultants, on hand to offer you support and guidance at any time.

Enjoy up to 45% tax relief

Automatically get a 25% boost to your pension contributions, and If you’re a higher rate or additional rate taxpayer, you can claim back up to 45% through your annual tax return.

Manage all your investments in one place

At Moneyfarm our mission is to help you achieve your short and long term financial goals. Having all your investments in one place can make your life easier and your money work harder.

Capital at risk

Key considerations before you transfer.

Key considerations before you transfer.

It’s important to make an informed decision when it comes to transferring your pensions. To help you with this, we suggest that you perform a few checks. 

Firstly, check that you won’t lose any guarantees or safeguarded benefits if you transfer. This could include things like guaranteed annuity rates, guaranteed income or additional death benefits.If you’re concerned about losing such benefits, we recommend seeking financial advice before proceeding with any transfer.

Take a look at your current pension scheme to assess the fees you’re paying and whether any exit fees or penalties that your existing provider may charge should you choose to transfer.

Please note that we do not transfer defined benefit schemes (such as final salary or average salary schemes), nor can we replace your workplace pension scheme where your employer is currently contributing. We also won’t transfer a pension if you have already started to take benefits from it. 

Rest assured, we’re committed to ensuring that your pension transfer experience is smooth, transparent, and meets your individual needs.

It’s important to make an informed decision when it comes to transferring your pensions. To help you with this, we suggest that you perform a few checks. 

Firstly, check that you won’t lose any guarantees or safeguarded benefits if you transfer. This could include things like guaranteed annuity rates, guaranteed income or additional death benefits.If you’re concerned about losing such benefits, we recommend seeking financial advice before proceeding with any transfer.

Take a look at your current pension scheme to assess the fees you’re paying and whether any exit fees or penalties that your existing provider may charge should you choose to transfer.

Please note that we do not transfer defined benefit schemes (such as final salary or average salary schemes), nor can we replace your workplace pension scheme where your employer is currently contributing. We also won’t transfer a pension if you have already started to take benefits from it. 

Rest assured, we’re committed to ensuring that your pension transfer experience is smooth, transparent, and meets your individual needs.

Over £26.6bn in lost pensions.

One in four people have at least one lost pension - are you one of them? There are almost 3 million unclaimed pension pots in the UK with a combined value of £26.6bn. Due to people moving jobs and homes more frequently, it is becoming increasingly common for people to lose track of all their old pensions. This could have a big impact on your retirement.

It’s never been more important to keep on top of your pensions and one of the easiest and most effective ways is to combine your old pensions into one new plan. Our Find, Check & Transfer service will locate any lost pensions, check them for benefits or penalties and then complete the transfer for you. We’ll do all the hard work for you and you can be confident that your future investment goals are taken care of.

Combine pensions with confidence.

Choose our Find, Check & Transfer service if you want our experts to find and check your old pensions for peace of mind or choose to combine your old pensions yourself if you know all your pension details already.

Find, Check & Transfer benefits.

Find lost pensions

Our service will help find lost pensions for you - we do all the hard work for you. Combining them all into one, new personalised plan.

Peace of mind

As part of the service, pensions you transfer will be checked for benefits or penalties before you transfer, giving you the key information you need before you proceed.

Matched to you

We’ll match you with an expertly built, fully managed, ready-to-go portfolio. Or for a simpler, low-cost approach, choose a fixed allocation portfolio.

Investing your way

Personalise your pension with different investing strategies – like ESG or Thematic Investing.

Experts by your side

Our dedicated consultants are always available to ensure you achieve your retirement investment goals.

Transparent pricing

Enjoy simple, clear and transparent fees. Set up your portfolio for free. Learn more.

Find, Check and Transfer Find, Check and Transfer

Capital at risk

Transfer a pension.

Transfer a pension.

All your pension investments in one place
Make your life simpler and your money work harder by combining your old pensions into one place. With investments tailored to your needs, all-inclusive pricing and a streamlined account you’ll have pension peace of mind.

Save money on fees
We offer low-cost portfolios and a transparent fee structure, allowing your investments to reach their full potential. Consolidating your pensions means you have clarity about the fees you pay and if your pension is on track for retirement.

Free to transfer
Transferring a pension to us you know about won’t cost you a thing. However, there may be charges from your current pension provider. Our Find, Check & Transfer service has a 1% fee that is taken from your pension when you transfer.

All your pension investments in one place
Make your life simpler and your money work harder by combining your old pensions into one place. With investments tailored to your needs, all-inclusive pricing and a streamlined account you’ll have pension peace of mind.

Save money on fees
We offer low-cost portfolios and a transparent fee structure, allowing your investments to reach their full potential. Consolidating your pensions means you have clarity about the fees you pay and if your pension is on track for retirement.

Free to transfer
Transferring a pension to us you know about won’t cost you a thing. However, there may be charges from your current pension provider. Our Find, Check & Transfer service has a 1% fee that is taken from your pension when you transfer.

Transfer pensionTransfer pension

Capital at risk

Capital at risk

See how much your wealth could grow.

See how much your wealth could grow.

Discover the untapped potential of your pension when you invest with us.

Discover the untapped potential of your pension when you invest with us.

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The chart shows a projection of the future value of the portfolio based on the expected return for each risk level taking into consideration the expected volatility to calculate more and less likely scenarios. Projections are not a reliable indicator of future performance, and are intended as an aid to decision-making, not as a guarantee. The projection includes the effect of fees, assumes income is reinvested and does not take into account the effects of inflation or tax. As with all investments, the value may go down as well as up, and you may not get back the full amount you invested.

Getting started is easy.

Getting started is easy.

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Answer a few simple questions

Moneyfarm image

Discover your perfect portfolio

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Invest according to your goals

Get started

Capital at risk

Moneyfarm image

Answer a few simple questions

Moneyfarm image

Discover your perfect portfolio

Moneyfarm image

Invest according to your goals

Discover more ways to build your wealth.

Discover more ways to build your wealth.

Explore your other options with us. Whether you're new to investing, more experienced or just looking to diversify, our products are designed to meet a broad range of needs and goals. Take the next step in your financial journey today.

Explore your other options with us. Whether you're new to investing, more experienced or just looking to diversify, our products are designed to meet a broad range of needs and goals. Take the next step in your financial journey today.

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General Investment Account

Get more choice and more opportunities with our General Investment Account. Make unlimited contributions, get quick access to your money and even open different portfolios for different goals.

Learn more

Stocks and Shares ISA

Invest up to £20,000 every year with tax-free growth. Choose an expertly managed portfolio or build your own with a Share Investing account.

Learn more

Junior ISA

The earlier you start investing for your child, the more time you give their wealth to grow. Our JISA has a £9,000 tax free allowance each year and sustainable portfolio options.

Learn more

General Investment Account

Get more choice and more opportunities with our General Investment Account. Make unlimited contributions, get quick access to your money and even open different portfolios for different goals.

Learn more

Stocks and Shares ISA

Invest up to £20,000 every year with tax-free growth. Choose an expertly managed portfolio or build your own with a Share Investing account.

Learn more

Junior ISA

The earlier you start investing for your child, the more time you give their wealth to grow. Our JISA has a £9,000 tax free allowance each year and sustainable portfolio options.

Learn more

General Investment Account

Get more choice and more opportunities with our General Investment Account. Make unlimited contributions, get quick access to your money and even open different portfolios for different goals.

Learn more

Stocks and Shares ISA

Invest up to £20,000 every year with tax-free growth. Choose an expertly managed portfolio or build your own with a Share Investing account.

Learn more

Junior ISA

The earlier you start investing for your child, the more time you give their wealth to grow. Our JISA has a £9,000 tax free allowance each year and sustainable portfolio options.

Learn more

Tax treatment depends on your individual circumstances and may be subject to change in the future.

General Investment Account

Get more choice and more opportunities with our General Investment Account. Make unlimited contributions, get quick access to your money and even open different portfolios for different goals.

Learn more ❯
Stocks and Shares ISA

Invest up to £20,000 every year with tax-free growth. Choose an expertly managed portfolio or build your own with a Share Investing account.

Learn more ❯
Junior ISA

The earlier you start investing for your child, the more time you give their wealth to grow. Our JISA has a £9,000 tax free allowance each year and sustainable portfolio options.

Learn more ❯

Tax treatment depends on your individual circumstances and may be subject to change in the future.

Frequently asked questions.