Liquidity+

Our new money market investment solution, with a low-risk profile and competitive, transparent pricing.

Current gross yield of Liquidity+ is 5.3% variable*.

Get started

Capital at risk. Returns aren't guaranteed and can go down as well as up and you may get less than what you invested. Yield figure represents the average annualised yield of the Liquidity+ portfolio as of 17th November 2023.

Moneyfarm image

Liquidity+

Our new money market investment solution, with a low-risk profile and competitive, transparent pricing.

Current gross yield of Liquidity+ is 5.3% variable*.

Get started

Capital at risk. Returns aren't guaranteed and can go down as well as up and you may get less than what you invested. Yield figure represents the average annualised yield of the Liquidity+ portfolio as of 17th November 2023.

All Moneyfarm Liquidity+ benefits

All Moneyfarm Liquidity+ benefits

Limited risk exposure

Liquidity+ is comprised of low-risk assets held in money market funds such as bonds, certificates of deposit and commercial paper.

Give more value to your liquidity

Enjoy a 5.3% gross annualised yield* on your savings, with the freedom to exit or transfer at any time.

No constraints

This portfolio is designed for a time horizon of 2 years or less, but you can exit or transfer your funds to another portfolio at any time.

Limited risk exposure

Liquidity+ is comprised of low-risk assets held in money market funds such as bonds, certificates of deposit and commercial paper.

Give more value to your liquidity

Enjoy a 5.3% gross annualised yield* on your savings, with the freedom to exit or transfer at any time.

No constraints

This portfolio is designed for a time horizon of 2 years or less, but you can exit or transfer your funds to another portfolio at any time.

The funds that make up Liquidity+

The funds that make up Liquidity+

What does Liquidity+ invest in?

What does Liquidity+ invest in?

Liquidity+ invests in a range of money market funds, designed by global asset managers and monitored by our Asset Allocation team.

Liquidity+ invests in a range of money market funds, designed by global asset managers and monitored by our Asset Allocation team.

What are money market funds?

What are money market funds?

A money market fund is a type of mutual fund that invests in short-term, low-risk debt securities, such as government bonds, commercial paper and certificates of deposit. This type of fund is often used by investors with a low appetite for risk** and used for investment during periods of heightened market volatility. Liquidity+ represents an option for investors with a short-term time horizon and those who intend to face short-term expenses or dealing with a major expense in the six months following investment.

**As with all investing, your capital is at risk. The value of your portfolio with Moneyfarm can go down as well as up and you may get back less than you invest. Forecasts are not a reliable indicator of future performance.

A money market fund is a type of mutual fund that invests in short-term, low-risk debt securities, such as government bonds, commercial paper and certificates of deposit. This type of fund is often used by investors with a low appetite for risk** and used for investment during periods of heightened market volatility. Liquidity+ represents an option for investors with a short-term time horizon and those who intend to face short-term expenses or dealing with a major expense in the six months following investment.

**As with all investing, your capital is at risk. The value of your portfolio with Moneyfarm can go down as well as up and you may get back less than you invest. Forecasts are not a reliable indicator of future performance.

What the experts say

What our clients say

"I had some savings and wanted to invest, but I didn't feel comfortable given the difficult situation in financial markets. I found Liquidity+ to be a good option to invest with low risk and an attractive annualised return, so as not to leave my money at risk of inflation."

David, Moneyfarm investor

Competitive, transparent pricing

Competitive, transparent pricing

Liquidity+ has competitive and fully transparent pricing, in true Moneyfarm style.

Liquidity+ has competitive and fully transparent pricing, in true Moneyfarm style.

from £500
0.3%
flat management fee (including VAT)

If you invest £15,000 in a Liquidity+ portfolio, you’ll pay:

If you invest £15,000 in a Liquidity+ portfolio, you’ll pay:

FeeAnnual %Annual £
Moneyfarm fee0.30%£45.00
Underlying fund fee0.10%£15.00
Total0.40%£60.00
FeeAnnual %Annual £
Moneyfarm fee0.30%£45.00
Underlying fund fee0.10%£15.00
Total0.40%£60.00

As with all investing, your capital is at risk. The value of your portfolio with Moneyfarm can go down as well as up and you may get back less than you invest. Forecasts are not a reliable indicator of future performance.

As with all investing, your capital is at risk. The value of your portfolio with Moneyfarm can go down as well as up and you may get back less than you invest. Forecasts are not a reliable indicator of future performance.

Any questions?

Any questions?

Book a free callBook a free call

Getting started is easy

Getting started is easy

Moneyfarm image

Answer a few simple questions

Moneyfarm image

Discover your perfect portfolio

Moneyfarm image

Invest according to your goals

Get started

Capital at risk

Moneyfarm image

Answer a few simple questions

Moneyfarm image

Discover your perfect portfolio

Moneyfarm image

Invest according to your goals

Discover more ways to build your wealth

Discover more ways to build your wealth

Explore your other options with us. Whether you're new to investing, more experienced or just looking to diversify, our products are designed to meet a broad range of needs and goals. Take the next step in your financial journey today.

Explore your other options with us. Whether you're new to investing, more experienced or just looking to diversify, our products are designed to meet a broad range of needs and goals. Take the next step in your financial journey today.

Slide 1 of 3

General Investment Account

Get more choice and more opportunities with our General Investment Account. Make unlimited contributions, get quick access to your money and even open different portfolios for different goals.

Learn more

Junior ISA

The earlier you start investing for your child, the more time you give their wealth to grow. Our JISA has a £9,000 tax free allowance each year and sustainable portfolio options.

Learn more

Pension

Retire your way, with an expertly managed pension tailored to your needs and goals. Enjoy up to 45% tax relief, free pension drawdown, and expert guidance when you need it.

Learn more

General Investment Account

Get more choice and more opportunities with our General Investment Account. Make unlimited contributions, get quick access to your money and even open different portfolios for different goals.

Learn more

Junior ISA

The earlier you start investing for your child, the more time you give their wealth to grow. Our JISA has a £9,000 tax free allowance each year and sustainable portfolio options.

Learn more

Pension

Retire your way, with an expertly managed pension tailored to your needs and goals. Enjoy up to 45% tax relief, free pension drawdown, and expert guidance when you need it.

Learn more

General Investment Account

Get more choice and more opportunities with our General Investment Account. Make unlimited contributions, get quick access to your money and even open different portfolios for different goals.

Learn more

Junior ISA

The earlier you start investing for your child, the more time you give their wealth to grow. Our JISA has a £9,000 tax free allowance each year and sustainable portfolio options.

Learn more

Pension

Retire your way, with an expertly managed pension tailored to your needs and goals. Enjoy up to 45% tax relief, free pension drawdown, and expert guidance when you need it.

Learn more

Tax treatment depends on your individual circumstances and may be subject to change in the future.

General Investment Account

Get more choice and more opportunities with our General Investment Account. Make unlimited contributions, get quick access to your money and even open different portfolios for different goals.

Learn more ❯
Junior ISA

The earlier you start investing for your child, the more time you give their wealth to grow. Our JISA has a £9,000 tax free allowance each year and sustainable portfolio options.

Learn more ❯
Pension

Retire your way, with an expertly managed pension tailored to your needs and goals. Enjoy up to 45% tax relief, free pension drawdown, and expert guidance when you need it.

Learn more ❯

Tax treatment depends on your individual circumstances and may be subject to change in the future.

Consulta gli approfondimenti

Consulta gli approfondimenti

Slide 1 of 3

Cosa sono e in cosa investono i fondi monetari?

Cosa sono e in cosa investono i fondi monetari?
Come abbiamo visto, Moneyfarm Liquidità+ investe...Read more

Progetti futuri: come accantonare i risparmi per poterli realizzare?

Progetti futuri: come accantonare i risparmi per poterli realizzare?
Progettare le spese per il futuro prossimo è importante...Read more

Quanta liquidità tenere sul conto corrente?

Quanta liquidità tenere sul conto corrente?
La liquidità sui conti correnti degli italiani continua a rimanere...Read more

Cosa sono e in cosa investono i fondi monetari?

Cosa sono e in cosa investono i fondi monetari?
Come abbiamo visto, Moneyfarm Liquidità+ investe...Read more

Progetti futuri: come accantonare i risparmi per poterli realizzare?

Progetti futuri: come accantonare i risparmi per poterli realizzare?
Progettare le spese per il futuro prossimo è importante...Read more

Quanta liquidità tenere sul conto corrente?

Quanta liquidità tenere sul conto corrente?
La liquidità sui conti correnti degli italiani continua a rimanere...Read more

Cosa sono e in cosa investono i fondi monetari?

Cosa sono e in cosa investono i fondi monetari?
Come abbiamo visto, Moneyfarm Liquidità+ investe...Read more

Progetti futuri: come accantonare i risparmi per poterli realizzare?

Progetti futuri: come accantonare i risparmi per poterli realizzare?
Progettare le spese per il futuro prossimo è importante...Read more

Quanta liquidità tenere sul conto corrente?

Quanta liquidità tenere sul conto corrente?
La liquidità sui conti correnti degli italiani continua a rimanere...Read more

Disclaimer

*Based on the weighted average of the gross yields regularly published by the money markets funds held in Liquidity+, as of 17th November 2023.
Returns are sensitive to the Bank of England’s deposit rate fluctuations, with lower rates leading to lower yields and higher rates leading to higher yields.
Money market funds can be a great way to save for short-term goals. You can also capitalise on higher yields driven by the recent rate hikes. Even though it's a low-risk investment, this isn’t a cash product and there's still a chance the value of your investments could fall and you might get less than you invested.

Frequently asked questions

What is a Liquidity+ investment style portfolio?
What are the benefits of a Liquidity+ investment style portfolio?
What are the expected returns of a Liquidity+ investment style portfolio?
How often does the expected rate of return for Liquidity+ vary?
What if interest rates fluctuate?
What does Liquidity+ invest in?
What is the ideal investment period for Liquidity+?
What is the level of risk associated with Liquidity+?
Who monitors my risk exposure?