Smart tech. Top experts.
Simple investing.
Smart tech. Top experts. Simple investing.
Simple digital investing - Be confident with easy-access investing via web
or app and get digital advice tailored to your goals.
Experts for every decision - Enjoy active management and holistic portfolio
reviews with your own investment consultant, for when you want to talk.
More than 125,000 investors
Over £3.5bn invested
Featured in:
Featured in:
Invest in the long-term
Invest in the long-term
Combat inflation with a globally diversified portfolio
Combat inflation with a globally diversified portfolio
With markets down, this could be the perfect time to get in. Although past performance does not indicate future performance, markets have always recovered historically, so getting in now could mean greater long-term returns.
More than 90,000 investors
£2.4bn invested
With investing, your capital is at risk
Featured in:
Featured in:
Invest in your long-term
Invest in your long-term
Future you will thank you
Combat inflation and feel supported in your financial ambitions with a globally diversified portfolio.
Get access to your own investment consultant who can help with the ups and downs of investing. Track investments in-app and receive regular market insights from our Chief Investment Officer. All for one low management fee.
Get access to your own investment consultant who can help with the ups and downs of investing. Track investments in-app and receive regular market insights from our Chief Investment Officer.
All for one low management fee.
More than 90,000 investors
£2.4bn invested
With investing, your capital is at risk
Featured in:
Featured in:
Regulated
Moneyfarm is authorised and regulated by the UK Financial Conduct Authority (FCA).
Find Out More
Protected
Moneyfarm boasts M&G among its main investors. Your investments and capital remain separate from ours and are always protected by Saxo Bank.
Regulated
Moneyfarm is authorized and regulated by the UK Financial Conduct Authority (FCA). Find Out More.
Protected
Moneyfarm boasts M&G among its main investors. Your investments and capital remain separate from ours and are always protected by Saxo Bank.
Guiding your investment journey since 2011
Guiding your investment journey since 2011
Finding the right path for your investment journey has been at the core of our strategy since we began a decade ago. And while the markets are constantly changing, there’s a constant – our expert team, equipped with quantitative and qualitative techniques (and some tools) remain committed to helping you make better investment decisions.
The portfolio process
Building and managing your portfolio is at the heart of our strategy. Your portfolio is a broad universe of liquid investments – global equities, corporate bonds and commodities. In short, it’s globally diversified, designed around you, and the main vehicle to help you get where you need to be.
I have short-term cash available, what should I do?
During periods of high inflation like we’re experiencing now, holding onto too much cash may actually be a bad thing as your money erodes faster than it grows. One option is to deposit cash into your Moneyfarm account so it is ready to be deployed as investments in globally diversified ETF portfolios designed around your goals.
When you feel ready, you can drip feed small amounts of money into your investment portfolio to take advantage of long-term market moves. If you’d like to discuss your options why not speak to your dedicated investment consultant now? Press here to book an appointment now.
How long-term should I be looking to invest?
Time is an investor's best friend. On a long enough time line even huge global events are left behind as your money’s worth grows.
While the length of time you decide to invest depends on your personal circumstances, and while historical performance is no guarantee of future returns, performance data shows that on a timeline measured in years, you are giving your wealth the best chance to grow.
What are the benefits of a globally diversified portfolio?
A carefully calibrated diverse portfolio with assets spread between asset classes, geographies, currencies and industries can help to protect against some of the volatility caused by major events. Our expert asset allocation team build diversified portfolios that are designed to ensure high performance while managing risk. Whether you choose active management, or a more passive approach with fixed allocation your investments will be in globally diversified, good-to-go portfolios, each containing a broad mix of cost-efficient ETFs that meet our high standards of quality and reliability.
During periods of high inflation like we’re experiencing now, holding onto too much cash may actually be a bad thing as your money erodes faster than it grows. One option is to deposit cash into your Moneyfarm account so it is ready to be deployed as investments in globally diversified ETF portfolios designed around your goals.
When you feel ready, you can drip feed small amounts of money into your investment portfolio to take advantage of long-term market moves. If you’d like to discuss your options why not speak to your dedicated investment consultant now? Press here to book an appointment now.
Time is an investor's best friend. On a long enough time line even huge global events are left behind as your money’s worth grows.
While the length of time you decide to invest depends on your personal circumstances, and while historical performance is no guarantee of future returns, performance data shows that on a timeline measured in years, you are giving your wealth the best chance to grow.
A carefully calibrated diverse portfolio with assets spread between asset classes, geographies, currencies and industries can help to protect against some of the volatility caused by major events. Our expert asset allocation team build diversified portfolios that are designed to ensure high performance while managing risk. Whether you choose active management, or a more passive approach with fixed allocation your investments will be in globally diversified, good-to-go portfolios, each containing a broad mix of cost-efficient ETFs that meet our high standards of quality and reliability.
Your investing questions answered:
During periods of high inflation like we’re experiencing now, holding onto too much cash may actually be a bad thing as your money erodes faster than it grows. One option is to deposit cash into your Moneyfarm account so it is ready to be deployed as investments in globally diversified ETF portfolios designed around your goals.
When you feel ready, you can drip feed small amounts of money into your investment portfolio to take advantage of long-term market moves. If you’d like to discuss your options why not speak to your dedicated investment consultant now? Press here to book an appointment now.
Time is an investor's best friend. On a long enough time line even huge global events are left behind as your money’s worth grows.
While the length of time you decide to invest depends on your personal circumstances, and while historical performance is no guarantee of future returns, performance data shows that on a timeline measured in years, you are giving your wealth the best chance to grow.
A carefully calibrated diverse portfolio with assets spread between asset classes, geographies, currencies and industries can help to protect against some of the volatility caused by major events. Our expert asset allocation team build diversified portfolios that are designed to ensure high performance while managing risk. Whether you choose active management, or a more passive approach with fixed allocation your investments will be in globally diversified, good-to-go portfolios, each containing a broad mix of cost-efficient ETFs that meet our high standards of quality and reliability.
You’re diversified – the safest you can be
You’re diversified – the safest you can be
Maximise returns in line with your attitude to risk
To target the highest possible returns consistent with your risk level, we use optimisation algorithms to help us choose the best combinations of different asset types, regions and currencies – all stress tested for your reassurance.
Get the right balance
Typically, the higher the risk level, the more your portfolio will be invested in stocks and shares, while further down the risk scale, the balance will shift more towards bonds.
Protect your portfolio from ups and downs
For an additional level of diversification, we carefully select high-quality Exchange Traded Funds (ETFs) – to help protect your portfolio from the ups and downs that individual stocks go through.
Investing that works
Investing that works
Evidence-based decisions
Every decision we make is based on data and research, driven by quantitative techniques and qualitative judgment overseen by our investment committee.
Anticipating the future
Our strategic asset allocation team look 10 years ahead at the expected returns and volatility of every asset type and how they might react to economic and political developments.
Long term meets short term
The investment committee’s tactical asset allocation strategy focuses on balancing our long-term view with a shorter, one-year perspective. Proprietary quantitative models make the most of short-term market opportunities as they arise.
Active management for your portfolio
Portfolio managers monitor the markets every day to make sure your investments are working hard, reinvesting the dividends paid out by assets in your portfolio.
ETFs for your portfolio
ETFs or Exchange Traded Funds are funds that track the performance of an index or pool of investments and are listed on the stock exchange. They’re what we use to build your portfolio.
To help you meet your long-term investment goals, we build your portfolio with the optimal blend of ETFs for your objectives. The ETFs we use are low-cost, high quality, naturally diversified, and an integral part of our strategy.
The advantages:
- Full transparency of assets that make up a fund – we know exactly what you’re getting
- Low management fees and low minimum investment levels
- Daily trading for quick and easy changes to your portfolio when the stock exchange is open
Invest from £500.
One straightforward fee.
As your money grows we’ll lower your fees. That’s investing that gives you more
Below 100k
Above 100k
If a client invests £70,000 with us in an actively managed portfolio, they would pay fees of 0.60% on the whole £70,000
Annual average investment fund fee: 0.2%
Annual average effect of market spread : 0.10%
Annual average investment fund fee : 0.2%
Annual average effect of market spread : 0.10%