Invest in ETFs.
Exchange-traded funds (ETFs) offer a smart way to access a world of investments. Build a diverse portfolio, buy and sell efficiently, and benefit from lower costs.
Exchange-traded funds (ETFs) offer a smart way to access a world of investments. Build a diverse portfolio, buy and sell efficiently, and benefit from lower costs.
Investments can go down in value as well as up, and you may get back less than you put in. See our full risk disclosure for details.
Exchange-traded funds (ETFs) are investments that offer a unique way to access financial markets. Here’s what makes them stand out:
Each ETF contains a collection of assets such as stocks, bonds, or commodities, allowing you to invest in multiple securities with a single purchase.
Many ETFs are designed to track the performance of a specific market index, providing broad market exposure efficiently.
Invest in a range of assets or markets with just one ETF, helping to spread risk across multiple securities.
Each ETF contains a collection of assets such as stocks, bonds, or commodities, allowing you to invest in multiple securities with a single purchase.
Many ETFs are designed to track the performance of a specific market index, providing broad market exposure efficiently.
Invest in a range of assets or markets with just one ETF, helping to spread risk across multiple securities.
As traded instruments, ETFs are highly liquid assets. This means you can easily buy or sell shares without significantly impacting their value.
Passive management makes ETF investing extremely cost-efficient. The management fee for an ETF rarely exceeds 0.5%, while that of an actively managed fund often surpasses 2%.
With ETFs, anyone can access major market indices without the need to purchase all the individual securities in the basket.
The assets invested in ETFs are kept separate from those of the company managing their issuance and administration. This means your investment is protected even in the event of the company’s insolvency.
Boost your income potential with ETFs that target high-paying dividend stocks. These ETFs are carefully selected for their strong dividend distribution history, favourable trading costs, and large company sizes.
Aim for consistent returns while managing interest rate sensitivity. This collection features bond ETFs offering competitive expected returns. We focus on large fund sizes, typically over $100 million, for stability.
Tap into the exciting world of artificial intelligence. These ETFs have substantial fund sizes over $100 million, and they offer a solid entry point into the fast-growing AI sector, balancing innovation with established market presence.
Invest in sectors shaping today's global political landscape. Featuring ETFs with a minimum of 200 million dollars in assets, this curated selection provides targeted exposure to politically relevant industries, allowing you to align your investments with global trends.
Access a diverse investment universe of 1,000+ individual stocks, ETFs, bonds, and mutual funds.
Build your own diverse portfolio or invest alongside our expertly managed, globally diversified options to take full advantage of our expertise.
Build a portfolio that truly reflects your values and wealth goals. Shape your investment journey, one carefully chosen asset at a time.
Access a diverse investment universe of 1,000+ individual stocks, ETFs, bonds, and mutual funds.
Choose to invest your own way and let our questionnaire guide you.
Select your account type – Stocks and Shares ISA or General Investment Account – and fill in your details.
Start building your portfolio with access to our research tools and expert insights.
An Exchange-Traded Fund (ETF) is an investment fund that holds a collection of assets — such as stocks or bonds — and trades on a stock exchange, just like an individual share.
Most ETFs are designed to track the performance of a specific index. For example, an ETF may replicate the performance of the FTSE 100, the S&P 500, global equity markets or government bond indices. Rather than selecting individual stocks, investors gain exposure to the entire index in one transaction.
Because ETFs are traded on exchanges throughout the day, their price fluctuates in real time based on supply, demand and the value of the underlying assets.
When you invest in an ETF, you are buying units of a fund that holds a diversified basket of securities. The ETF provider manages the fund to mirror the performance of the chosen index or strategy.
There are two main types of ETFs:
Passive ETFs are the most common and are typically associated with lower fees, as they do not require ongoing stock selection decisions.
Because ETFs are listed on exchanges, you can buy and sell them during market hours, providing flexibility and liquidity.
ETFs have gained popularity for several key reasons:
Diversification
A single ETF can provide exposure to hundreds or even thousands of securities. This helps reduce the risk associated with holding individual stocks.
Cost Efficiency
Most index-tracking ETFs have lower ongoing charges compared to actively managed funds. Lower fees can have a meaningful impact on long-term returns.
Transparency
ETFs typically disclose their holdings regularly, allowing investors to understand exactly what they own.
Flexibility
You can trade ETFs throughout the day, place limit orders and build a portfolio aligned to your own strategy.
For investors who prefer a hands-on approach, ETFs offer building blocks for constructing diversified portfolios across asset classes and geographies.
The ETF market has expanded significantly in recent years. Investors can access a wide range of strategies, including:
This variety allows investors to tailor their exposure based on personal objectives, risk tolerance and market outlook.
While ETFs offer diversification, they are still subject to market risk. The value of an ETF can rise and fall depending on the performance of the underlying assets.
Key risks include:
As with any investment, it is important to align your ETF choices with your time horizon and risk appetite. Long-term investors may be better positioned to manage short-term market fluctuations.
ETFs and traditional mutual funds both pool investors’ money into diversified portfolios, but there are structural differences.
ETFs trade on exchanges throughout the day, while mutual funds are priced once daily. ETFs often have lower expense ratios, particularly when tracking indices, and may offer greater trading flexibility.
However, ETFs may involve brokerage costs depending on your platform, and pricing fluctuates intraday. Choosing between ETFs and mutual funds depends on your preferred investment style and objectives.
ETFs can serve as the foundation of a diversified investment strategy. By combining equity and bond ETFs, for example, investors can create balanced portfolios aligned to different risk profiles.
Some investors prefer to construct their own asset allocation by selecting ETFs across regions and sectors. Others may choose model portfolios or structured approaches that integrate ETFs into a broader investment plan.
Regular investing can help smooth market entry points over time, reducing the impact of short-term volatility.
ETF investing may be suitable if you:
Because ETFs are market-based investments, capital is at risk. Returns are not guaranteed, and past performance does not predict future results.
ETFs have transformed the way individuals access global markets. By combining diversification, cost efficiency and trading flexibility, they offer a versatile tool for modern investors.
Whether used as core portfolio components or targeted tactical exposures, ETFs provide a scalable and transparent way to participate in market growth.
As with any investment strategy, success depends on aligning your choices with your financial goals, time horizon and risk tolerance. With a clear plan and disciplined approach, ETF investing can play a central role in building long-term wealth.
Build a portfolio that truly reflects your values and wealth goals. Shape your investment journey, one carefully chosen asset at a time.
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Investments cannot be transferred to and from foreign intermediaries as the tax regime is different.
If we are unable to transfer a particular instrument to your Share Investing account, we will only transfer the available instruments.
The transfer process can take up to 30 days
Withholding Tax is levied on investment income from many non-UK markets, such as dividends received, and is withheld at the source of income and paid to the tax authorities where the company is incorporated. The amount of tax payable depends on the source country and the type of income received. If you are entitled to a lower tax rate under a tax treaty, you may attempt to recover part of the withholding tax by contacting the tax authorities in the source country.
As with all your investing with Moneyfarm, we take care of how much tax you owe at year end so you always know what’s due.
There’s no cost to open a Moneyfarm Share Investing account. Just choose a Stocks and Shares ISA and/or a General Investment account and take it from there. There are order fees and, for an ISA, custody fees.
Your buy or sell order automatically expires if it’s not completed by 5.00pm the same day, when the market closes.
This is when your buy or sell order remains in place until either it’s completed or you cancel it.
Market order. This is a request to buy or sell as soon as possible at a price very close to the current market price.
Limit order. This lets you set a minimum (selling) or maximum (buying) price for your order. Your order will never be executed at a higher price (when buying) or price lower (when selling) than your limit price.
PTM (Panel of Takeovers and Mergers) is a £1 government levy that is automatically charged to investors when they buy or sell shares for over £10,000.
Our fee structure is straightforward: £3.95 for each trade and 0.35% custody fee (ISAs only).
You can invest in UK Stocks and ETFs, though we’re paving the way to give you even broader access to the financial markets.
Our investment consultants can answer technical questions relating to Moneyfarm Share Investing, provide factual information about the financial products we offer.
Once invested you’ll see a range of ways to view and assess your holdings and inform your strategy – particularly insightful when used across both Share Investing and a Moneyfarm managed portfolio. In future releases, we will also provide insights into your investing journey and help you make informed decisions.
You will be able to open a GIA or an ISA Share Investing account. JISA and SIPP are currently not supported with regards to this service.
Share Investing is a brand new service that allows you to invest in UK single name stocks, shares and ETFs, enabling you to make well-informed decisions that fit your attitude to risk and your financial goals. All accessible via the Moneyfarm app and platform.
