Get up to £1,000 cashback when you invest or transfer your ISA to us. Invest up to £20,000 each year while enjoying tax-free returns. We manage your ISA for you, with a portfolio that’s matched to your needs and goals.
Investments can go down in value as well as up, and you may get back less than you put in. See our full risk disclosure for details.
A globally diversified portfolio built around your goals and risk profile.
We monitor and rebalance your portfolio to keep it on track.
Your portfolio stays aligned to your risk level and long-term goals.
Advanced technology guides our investment choices.
Simple updates so you always know how your portfolio is performing.
From digital advice to one-to-one support with a Dedicated Qualified Wealth Manager, our Wealth tiers are designed to give you the right level of guidance as your investment needs grow.
Amount to invest
£20,000.00
Investment product
Management style
Focus
Thematic investment option
Moneyfarm fees
(What you pay us)
Our management fees
0.45%
£7.50/month
Our platform fee
0.25%
£4.17/month
Instruments costs (Fund fees + Spread)
up to 0.21%
£3.50/month
Total estimated costs
up to 0.91%
£15.17/month
You won’t pay
Entry and exit fees
Withdrawal
Top-ups
Choose to invest your own way and let our questionnaire guide you.
Discover the option best suited to your objectives and needs.
Start your investing journey with our experts by your side.
Choose to invest your own way and let our questionnaire guide you.
Discover the option best suited to your objectives and needs.
Start your investing journey with our experts by your side.
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Registered office: 90-92 Pentonville Road, London N1 9HS | Registered in England and Wales Company No. 09088155 | Telephone number: +44 (0)20 3745 6991 | VAT No. 467458154
Moneyfarm is a trading name of MFM Investment Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA Firm Reference Number: 629539)
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Authorised and regulated by the Financial Conduct Authority as an Investment Advisor and Investment Management Company - Authorisation no. 629539
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From 6 April 2016 onwards, investors have been able to withdraw money from a Cash ISA or a Stocks & Shares ISA and put it back in without losing that part of their allowance, provided they do so within the same tax year.
At Moneyfarm, this means that any disinvestment (withdrawal) will effectively top up your available ISA allowance for the current tax year, allowing you to reinvest those funds at a later date without eroding your annual limit. Find out more about Flexible ISAs.
Take a look at our handy guide to see the different types of ISAs you can select so that you can choose the best one depending on your needs and situation.
Different investment accounts are suited to different financial goals - learn more about ISAs and SIPPs with our guide.
A Stocks and Shares ISA helps protect your money from inflation and could help you hit your long-term financial goals. On top of this, any money is protected in a tax-free wrapper.
A Stocks & Shares ISA is often used for goals five years away, or more. As markets move up as well as down, there’s an opportunity to grow your money, and often this can help to protect you from inflation risk.
At Moneyfarm we build portfolios with a diverse range of assets based on your investor profile and time horizon to ensure you’re comfortable with any losses, whilst also aiming to deliver long-term returns.
No, we do not offer the Help-to-Buy or Lifetime ISA.
Yes we do! Check out our Cash ISA page for more information.
ISAs have generous tax benefits that can help you maximise your investment returns.
When you invest in an ISA, you’re not charged Capital Gains Tax (CGT) on any profit you make when you sell your investments and withdraw money from your account. Everyone has an annual CGT exemption allowance of £3,000 in the 2024/25 financial year. You’ll be charged CGT on any profit made above this annual allowance if you didn’t invest in an ISA.
Any losses made on your investments in your Stocks & Shares ISAs can’t be used to offset capital gains on your other investments.
ISAs also protect any income from your investments in your tax-free wrapper.
Outside of an ISA, you don’t pay tax on the first £500 of dividends you get in the 2024/2025 tax year. Above this allowance, you pay tax of 8.75-39.35%, depending on your income tax band. If you invest in an ISA, you don’t pay a thing.
The tax treatment of a Moneyfarm Stocks & Shares ISA depends on your individual circumstances and may be subject to change in the future.
To open a Stocks & Shares ISA you must be at least 18 years old and must be a UK resident for tax purposes.
You can withdraw money from your ISA whenever you need to, without it impacting your ISA allowance from that tax year. Moneyfarm does not charge you to withdraw from your ISA, as we know how important it is that you have flexible access to your investments. However, the longer you can keep your money invested, the more you can expect your money to grow to help you have a more financially secure future. Learn how to withdraw your money from a Stocks and Shares ISA
This tax year you can invest up to £20,000 in your ISA. The tax year runs from 6 April until 5 April the following year and that’s when your ISA allowance automatically refreshes.
You can pay your whole allowance of £20,000 into a Stocks and Shares ISA, a Cash ISA, or a combination of the two. Even if you have an ISA elsewhere, you can still open a Stocks and Shares ISA with Moneyfarm, and you can also transfer over an old ISA to your new Moneyfarm account. You can choose between making a lump sum investment, and/or making regular contributions throughout the tax year. Your Moneyfarm ISA is flexible to suit you. Your annual ISA allowance expires at the end of the tax year and any unused allowance will be lost. It’s a case of ‘use it or lose it’, as your allowance can’t be rolled into the next year. With Moneyfarm, you can invest more than the ISA allowance, for example, with a General Investment Account, but any investments outside the ISA wrapper won’t be sheltered from tax. Find out more about how much you can put in your ISA.
Yes we do! Check out our Junior ISA page for more information.
