Investment advice for a better tomorrow
Guidance from experienced professionals backed by ongoing digital investment advice so you can feel confident about your investments.
Get a return on life
Smart decisions you can count on
Decisions about your money now and in the years ahead will affect your lifestyle, when you reach your goals and what you get out of investing. Get free access to our personal investment advisers.
Monitored to keep you on track
Whether you’re new to investing or you’re experienced but short on time, our digital investment advice keeps your portfolio ideally suited to you, even if your circumstances change.
Expert opinions on your plans
We’ll assess all your existing investments, taking into account performance, cost, quality and appropriateness. We’ll also walk you through retirement planning and your drawdown options.
Digital Investment Advice
Investment advice that’s always switched on
Goals front and centre
This kicks in from day one, delivering your personal investment plan and recommending actively managed portfolios matched to your goals, circumstances and attitude to risk.
Adapting to life’s changes
It stays with you, monitoring, refining and adapting your portfolio to fit any changes to your goals or circumstances. We call this ongoing suitability.
Access anytime, anywhere
The Moneyfarm Advice Centre, online or via the app, allows you to check your investment plan and update this by telling us about any important changes in your life.
Understanding your needs
When you first sign up with Moneyfarm you’ll complete a short questionnaire – it’s a key part of getting your investment recommendations right. Here’s what we’ll cover.
How comfortable you feel with risk
Your personal views on investing, timeframe and how you feel about risk are important factors in constructing your portfolio to make sure it’s suitable for you.
Your experience with investing
It’s important for us to understand your experience with finance and investing, to help us tailor our service to what you need, so knowing where you’re starting from is key.
Your capacity for loss
We’ll also look at how much market volatility you can handle without changing your lifestyle and how much you’re investing compared to your overall financial situation.
The right choice of product
These steps apply to all our products. Our pension takes your target retirement date into consideration, so we can adjust the makeup of your portfolio as you get closer to that date.
Personal investment adviser
For the bigger questions, major life decisions or the times you’d just prefer to speak to someone
Live and responsive
Discuss market events and get quick answers to questions about your portfolio and performance. Call, email, chat online or meet face to face, it’s up to you.
Understand your product options so you feel confident choosing what’s right for your lifestyle and goals. Discuss your recommendations and get help refining your investment plan.
Planning your next steps
Get clarity with a full review of all your external investments and help thinking about your next steps – retirement planning, drawdown support, and pension consolidation.
The easy steps to expert investment advice
Your personalised investment plan is just the start
1. We get to know you
Who you are as an investor informs everything we do. Our questionnaire will establish your investor profile – your goals, thoughts on risk, what you want to achieve and when.
2. We set out your plan and portfolio
Digital investment advice creates your investment plan and recommends a portfolio based on your investor profile, time-frame and product choice. You can refine these with your investment adviser.
3. We help you consolidate
Transferring existing ISAs and pensions from other providers makes it easier to keep track of your investments and lowers your effective fee rate. It’s easy and we’ll handle the process for free.
4. We keep you on track
Digital investment advice keeps your investments on track, adapting to any changes in your circumstances or goals. Your investment adviser can answer questions about your portfolio and help you evaluate your investments and plan for the future.
Thinking about the future with you Coming soon
Your investment adviser can help you plan ahead and think about your next steps.
We’re on hand throughout
We’ll be there to help you every step of the way.
You can discuss the results with your adviser and we’ll re-evaluate your recommendations as your circumstances change.
Book a call
Invest in the right way from day one
Services that fit your lifestyle and are designed to help you stay tax-efficient, so you get the most from your money.
Stocks & Shares ISA
Enjoy tax-free returns with flexible access to your money. Withdraw and reinvest in the same year without it counting towards your yearly ISA allowance.
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General Investment Account
Make unlimited contributions, enjoy quick access to your money, and even open
a separate account for each goal. Perfect for when you’ve filled your ISA allowance.
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