DIY Investing: Your strategy, our expertise.
Build a portfolio that’s uniquely yours, backed by our expert guidance and comprehensive market insights – all in one user-friendly platform.
Build a portfolio that’s uniquely yours, backed by our expert guidance and comprehensive market insights – all in one user-friendly platform.
Access a diverse investment universe of 1,000+ individual stocks, ETFs, bonds, and mutual funds.
Build your own diverse portfolio or invest alongside our expertly managed, globally diversified options to take full advantage of our expertise.
Build a portfolio that truly reflects your values and wealth goals. Shape your investment journey, one carefully chosen asset at a time.
Management fees
Other fees
If you have an ISA account, a yearly custody fee of just 0.35% applies (capped at £45 a year).
Our UK-based client service team is on hand to help you with transactions, queries or anything else to do with your account. We're here to support and help you, whenever you need us.
Diversify your portfolio with bonds, offering stability and a regular income stream through fixed-interest payments. Choose from a range of government and corporate bonds to tailor your investment strategy.
Invest in the companies you know and trust or explore a variety of sectors, aligning your investments with your financial goals. Plus, look out for the addition of thousands of US and European stocks, coming soon.
Immerse yourself in the dynamic world of ETFs. These investment instruments can help diversify your portfolio and spread your risk. Plus, look out for the addition of US and European ETFs, coming soon.
Broaden your investment reach with our selection of UK Mutual Funds, providing access to a diverse array of markets, and enabling a balanced investment approach.
Diversify your portfolio with bonds, offering stability and a regular income stream through fixed-interest payments. Choose from a range of government and corporate bonds to tailor your investment strategy.
Invest in the companies you know and trust or explore a variety of sectors, aligning your investments with your financial goals. Plus, look out for the addition of thousands of US and European stocks, coming soon.
Immerse yourself in the dynamic world of ETFs. These investment instruments can help diversify your portfolio and spread your risk. Plus, look out for the addition of US and European ETFs, coming soon.
Broaden your investment reach with our selection of UK Mutual Funds, providing access to a diverse array of markets, and enabling a balanced investment approach.
ETFs and Stocks listed on the London Stock Exchange In addition to the amounts due to us (order fee) for the provision of our Share Investing Services, you will be charged for payment of the following costs in case of trading of ETFs and Stocks listed on the London Stock Exchange: -Stamp Duty is a tax that is charged on the purchase of shares in the UK. The rate of Stamp Duty is 0.5% of the purchase price of the shares -PTM (Panel of Takeovers and Mergers) is a £1 government levy that is automatically charged to investors when they buy or sell shares for over £10,000.
Foreign Stocks If held within an ISA, there will be no UK Capital Gains Tax or income tax on the proceeds from foreign stocks. Your only tax loss will be any withholding tax (WHT) deducted at source in the country where the stock is listed. As such, there is no exemption from WHT by using an ISA.
Ongoing charges for funds Ongoing charges are the annual costs of owning an investment fund, such as an ETF or mutual fund. They are expressed as a percentage of the fund’s assets and are deducted from the fund’s net asset value (NAV) on a daily basis.
Cost breakdown:
| Scenario | Fee type | Fee | Cost £ |
|---|---|---|---|
| £15,000 traded in one single stock | Trade fee | £3.95 per trade | £3.95 |
| If deposited in an ISA | Custody fee | 0.35% capped at £45 | £45.00 |
| If trade is in foreign currency | Currency conversions fee | 0.70% | £105.00 |
| Total management fees | £153.95 | ||
| Taxes | |||
| If trading shares | Stamp duty | 0.50% | £75 |
| If trading over £10,000 | PTM tax | £1 | £1 |
| Total (fees and taxes) | £229.95 |
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By making an investment, your capital is at risk. The value of your Moneyfarm investment depends on market fluctuations outside of our control and you may get back less than you invest. Past performance is no indicator of future performance. The tax treatment of a Moneyfarm Stocks and Shares ISA and a Moneyfarm Pension depends on your individual circumstances and may be subject to change in the future. You should seek financial advice if you are unsure about investing.
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Registered office: 90-92 Pentonville Road, London N1 9HS | Registered in England and Wales Company No. 09088155 | Telephone number: +44 (0)20 3745 6991 | VAT No. 467458154
Moneyfarm is a trading name of MFM Investment Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA Firm Reference Number: 629539)
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Authorised and regulated by the Financial Conduct Authority as an Investment Advisor and Investment Management Company - Authorisation no. 629539
This company meets high standards of social and environmental performance, transparency and accountability.
Moneyfarm uses an encrypted connection to protect your data.
No.
Investments cannot be transferred to and from foreign intermediaries as the tax regime is different.
If we are unable to transfer a particular instrument to your Share Investing account, we will only transfer the available instruments.
The transfer process can take up to 30 days
Withholding Tax is levied on investment income from many non-UK markets, such as dividends received, and is withheld at the source of income and paid to the tax authorities where the company is incorporated. The amount of tax payable depends on the source country and the type of income received. If you are entitled to a lower tax rate under a tax treaty, you may attempt to recover part of the withholding tax by contacting the tax authorities in the source country.
As with all your investing with Moneyfarm, we take care of how much tax you owe at year end so you always know what’s due.
There’s no cost to open a Moneyfarm Share Investing account. Just choose a Stocks and Shares ISA and/or a General Investment account and take it from there. There are order fees and, for an ISA, custody fees.
Your buy or sell order automatically expires if it’s not completed by 5.00pm the same day, when the market closes.
This is when your buy or sell order remains in place until either it’s completed or you cancel it.
Market order. This is a request to buy or sell as soon as possible at a price very close to the current market price.
Limit order. This lets you set a minimum (selling) or maximum (buying) price for your order. Your order will never be executed at a higher price (when buying) or price lower (when selling) than your limit price.
PTM (Panel of Takeovers and Mergers) is a £1 government levy that is automatically charged to investors when they buy or sell shares for over £10,000.
Our fee structure is straightforward: £3.95 for each trade and 0.35% custody fee (ISAs only).
You can invest in UK Stocks and ETFs, though we’re paving the way to give you even broader access to the financial markets.
Our investment consultants can answer technical questions relating to Moneyfarm Share Investing, provide factual information about the financial products we offer.
Once invested you’ll see a range of ways to view and assess your holdings and inform your strategy – particularly insightful when used across both Share Investing and a Moneyfarm managed portfolio. In future releases, we will also provide insights into your investing journey and help you make informed decisions.
You will be able to open a GIA or an ISA Share Investing account. JISA and SIPP are currently not supported with regards to this service.
Share Investing is a brand new service that allows you to invest in UK single name stocks, shares and ETFs, enabling you to make well-informed decisions that fit your attitude to risk and your financial goals. All accessible via the Moneyfarm app and platform.
