Wealth, together.

At Moneyfarm, our purpose is simple: to make investing simpler and more accessible for everyone.

As with all investing, your capital is at risk.

Why invest with Moneyfarm?

We’re proud to serve over 160,000 active investors and manage more than £4 billion in assets across all our brands. Our purpose is based on these core values:

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Your success is our priority.

We manage your investments so you can focus on what matters most to you.

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Expertise at your fingertips.

Our investment strategy.

Choose how you want your pension to be managed, including the option to invest with a focus on sustainability.

Cost-efficient approach
We minimise costs so you can get the most out of your wealth. When building our portfolios, we use cost-efficient ETFs, low-cost passive funds, and offer short-term, money market investing with our Liquidity+ product.
Faith in economic growth

Board members.

Dame Jayne-Anne GADHIA

Moneyfarm Chair

Giovanni DAPRÀ

Co-Founder and Chief Executive Officer

Our investors.

Investments can go down in value as well as up, and you may get back less than you put in. See our full risk disclosure for details.

Our investment experts fully manage your portfolio, giving you access to institutional-level wealth management without the complexity.

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Comprehensive wealth solutions.

We provide the tools and expertise to support every stage of your wealth-building path, from tax-efficient ISAs and pensions to hands-on DIY investing options.

With Moneyfarm, you can delegate your wealth management with confidence, knowing that your investments are in capable hands.

Our strategy is built on the long-term positive trend of global economic growth. Our Asset Allocation team continuously monitors economic cycles and macro trends, adjusting your portfolio to maintain optimal risk levels.

Long-term perspective

We champion patience and discipline in investing. Time is your greatest asset, allowing for compound growth and recovery from market fluctuations. Our approach is designed to weather various market conditions, aiming for sustained growth over the long term.

Paolo GALVANI

Co-founder and Director

Camillo GRECO

Board member and Director

Paolo GESESS

Board member and Director

James CLARK

Board member and Director

Kay MÜLLER

Board member and Director

Investment risk refers to the potential for your investments to fluctuate in value. This can mean gains, but it can also mean losses. It’s the trade-off for seeking higher returns over time.

Managing Risk

At Moneyfarm, we work with you to tailor investments that match your financial goals, risk tolerance, and time horizon. Diversification is key: spreading investments across asset classes can help manage risk.

Past and Future Performance

Past Performance: Historical returns are not a guarantee of future outcomes.
- Simulated Performance: Any projections are illustrative and not reliable indicators of actual results.
- Future Performance: Forecasts are speculative and should not be relied upon as guarantees.

How Risk Varies by Product

We offer a range of investment options, each with unique risks:

Stocks and Shares ISAs: While offering tax efficiency, these are subject to market risk and the potential for capital loss.
Junior ISAs (JISAs): Funds are locked in until the child turns 18, and investment values may fluctuate over time.
Self-Invested Personal Pensions (SIPPs): Contributions and withdrawals have tax implications, and pension funds can decrease in value.
General Investment Accounts (GIAs): Flexible but exposed to market volatility and tax on gains.
Share Investing (Brokerage Accounts): Investments in individual stocks or shares carry high market risk, as prices can be volatile and are influenced by company performance and broader market conditions. Diversification is essential to help manage this risk.

Types of Investment Risk

Capital Risk: The value of your investments may decrease, meaning you could get back less than you invest.
- Market Risk: Prices of investments can fluctuate due to market conditions, economic changes, or global events.
- Inflation Risk: If your returns don’t outpace inflation, your buying power may decline over time.
- Liquidity Risk: Some investments may be harder to sell quickly without affecting their value.
- Performance Risk: Returns can vary between funds, even with similar objectives, depending on the strategy and market conditions.
- Interest Rate Risk: Changes in interest rates can impact investment returns, particularly for bonds and fixed-income securities.

Your Role as an Investor

Understanding your risk tolerance and financial objectives is crucial. Holding your investments over the long term can help mitigate short-term market fluctuations.

Firm Failure & FSCS Protection

Moneyfarm is a FCA regulated investment firm and it is required to ring-fence all your money, which means legally binding agreements ensure that your money belongs to you and cannot be accessed or used by us, the bank or anyone else, even in the event of firm failure. In addition, as an investment firm, in the unlikely event of our collapse due to mismanagement or insolvency, if we are unable to return funds or assets, the FSCS covers losses up to £85,000 per person. Further information about FSCS protection is available here."

Stocks and Shares ISA

General Investment

Managed GIA

General Investment
Managed GIA

Wealth, together.

Why invest with Moneyfarm?

Our investment strategy.

Board members.

Our investors.

Cost-efficient approach

Faith in economic growth

Long-term perspective