Pension transfer.

Everything you need to know about transferring and consolidating your pensions. Understand the benefits, weigh up your options and make informed decisions with Moneyfarm at your side.

Check your existing pension for any guaranteed benefits or penalties before you transfer.

As with all investing, your capital is at risk.

Best Low Cost Pension More Than 50K

Pension transfer.

Everything you need to know about transferring and consolidating your pensions. Understand the benefits, weigh up your options and make informed decisions with Moneyfarm at your side.

Check your existing pension for any guaranteed benefits or penalties before you transfer.

Transfer a pensionBook a free consultation
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All your pension wealth under one roof.

All your pension wealth under one roof.

With the average person having 12 jobs in their lifetime, keeping track of all your pensions can be difficult. In fact, according to the Association of British Insurers, there’s an estimated £26.6 billion in lost pension pots in the UK. One of the main reasons people lose track of pensions is moving house and forgetting to update old pension providers. 

That’s why we offer a hassle-free transfer service to consolidate your pensions and bring them all under one roof, making tracking and planning your retirement easier than ever.

Moneyfarm will give you a pension suited to you, based on your personal circumstances and attitude to risk. With simple, transparent fees, 24/7 access to your account and investment consultants on hand to answer your questions at any point. 

With the average person having 12 jobs in their lifetime, keeping track of all your pensions can be difficult. In fact, according to the Association of British Insurers, there’s an estimated £26.6 billion in lost pension pots in the UK. One of the main reasons people lose track of pensions is moving house and forgetting to update old pension providers. 

That’s why we offer a hassle-free transfer service to consolidate your pensions and bring them all under one roof, making tracking and planning your retirement easier than ever.

Moneyfarm will give you a pension suited to you, based on your personal circumstances and attitude to risk. With simple, transparent fees, 24/7 access to your account and investment consultants on hand to answer your questions at any point. 

Transfer a pensionTransfer a pension

As with all investing, your capital is at risk.

The benefits of pension consolidation.

The benefits of pension consolidation.

Save money on fees

If you have multiple pensions, it’s important to keep track of what you’re paying. Multiple pensions across various platforms could result in higher fees, especially with older pensions. By consolidating your pensions with Moneyfarm, you could save money on fees. We don't charge a transfer fee and our pricing is transparent, so you’ll always know what you’re paying.

Keep on track of your pension performance

Workplace pensions are often not invested in a way that’s best for your unique situation. Plus, it can be hard to keep track of how all of your pensions are performing. With Moneyfarm, your pension plan is matched to your needs and goals, so you can be confident your investments are right for you, with the freedom to monitor your performance 24/7 in your app.

Flexibility, choice and guidance

Older pensions can come with limitations and constraints. With Moneyfarm, our pension offers you flexibility and the freedom to choose how you access your retirement funds. Plus, our investment consultants are on hand to provide guidance and help you make informed decisions about your pension and your retirement.

Be in control

If you have multiple pensions spread about in various places, it can make it difficult to plan your retirement. By having one home for all of your retirement wealth, you can benefit from having more control of your situation and a clearer picture of your retirement options.

Key considerations before you transfer.

It’s important to make an informed decision when it comes to transferring your pensions. To help you with this, we suggest that you perform a few checks. 

Firstly, check that you won’t lose any guarantees or safeguarded benefits if you transfer. This could include things like guaranteed annuity rates, guaranteed income or additional death benefits.If you’re concerned about losing such benefits, we recommend seeking financial advice before proceeding with any transfer.

Take a look at your current pension scheme to assess the fees you’re paying and whether any exit fees or penalties that your existing provider may charge should you choose to transfer.

Please note that we do not transfer defined benefit schemes (such as final salary or average salary schemes), nor can we replace your workplace pension scheme where your employer is currently contributing. We also won’t transfer a pension if you have already started to take benefits from it. 

Rest assured, we’re committed to ensuring that your pension transfer experience is smooth, transparent, and meets your individual needs.

Let us guide you.

Whether you’re still considering transferring your old pension, have any questions about the transfer process, or simply want to learn more about Moneyfarm, our team of Investment Consultants is here to help. 

You can easily select a convenient time for you and they’ll call you back for a chat. 

Let us guide you.

Whether you’re still considering transferring your old pension, have any questions about the transfer process, or simply want to learn more about Moneyfarm, our team of Investment Consultants is here to help. 

You can easily select a convenient time for you and they’ll call you back for a chat. 

Book an appointment.

 
 
 
 
 
 

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Frequently asked questions about pensions.

Frequently asked questions about pensions.

What are the key considerations when transferring my pensions?
Can my employer make contributions to my Moneyfarm pension?
Can I transfer an old pension without making any additional contributions?
Is there a minimum transfer value?
Can I transfer my pension(s) to Moneyfarm if I’m resident outside the UK?
Will I need to contact my old pension provider(s) to transfer to Moneyfarm?
How long does it take to transfer a pension?
What types of pension can I transfer?
Why consider a pension transfer?
Read all ISA FAQs