Security is serious business

We do everything we can to keep your capital and data safe.

Security for your capital and assets

UK custodian bank

We open an account for you at our UK custodian bank

Your bank account

Withdrawals or transfers to your bank account can be done exclusively through your linked account. Your assets cannot be transferred to other accounts.

Your capital

We’re covered by the Financial Service Compensation Scheme. Your investments up to the value of £50,000 per person are covered by the UK deposit guarantee scheme.

Your assets

UK’s Client Assets and Money (CASS)
rules – keeping your assets segregated from custodian bank’s own assets


As an FCA-regulated financial institution, Moneyfarm is authorised to manage and safeguard your assets on your behalf which will be kept separate from Moneyfarm’s assets

Safe holdings

We hold your money and investments separately from our own funds.

Regulated & supervised

Moneyfarm is authorised and regulated by the Financial Conduct Authority.

Investor compensation

Your Moneyfarm investments are eligible for compensation under the Financial Services Compensation Scheme for up to £50,000.

Data encryption

We protect your data with 256-bit encryption, the highest standard in internet security.

How we keep you safe

The strongest browser encryption available. System-wide processes and procedures for security and storage. Never sharing data without your permission. For more information on how we use and protect the information you share with us, please read our Privacy Policy.