
Get up to £750 cashback with our biggest offer to date.
Now is the time to invest. With high expected returns, equity risk premiums and the possibility of missing a bounce in the market, diversifying your portfolio now could be a great decision.
Offer ends 30th April | New customers only | T&Cs apply
With investing, your capital is at riskHow much can I get:
- Get £100 when you deposit between £5,000 and £10,000
- Get £200 when you deposit between £10,000 and £20,000
- Get £500 when you deposit between £20,000 and £50,000
- Get £750 when you deposit £50,000 or more


Get £100 if you invest between £5,000 and £9,999

Get £200 if you invest between £10,000 and £19,999

Get £500 if you invest between £20,000 and £49,999

Get £750 if you invest £50,000 or more
3 reasons to invest now
3 reasons to invest now
1. Expected returns are at their highest point in 10 years
Expected returns are estimates we use for the future performance of investments. Put simply, the potential profitability of your investments has never been better. For example, if you invest in equities for the long-term, we predict an average return of 8% per year for the next 10 years, which is a remarkable improvement on previous years. What’s more, fixed income investments are currently offering their highest expected returns since we began tracking them in 2014. So, if you're looking to grow your wealth over the long term, there’s no better time to do it.
2. Playing it safe is likely to lose you money
When it comes to investing, the ‘risk premium’ is the additional potential return you can earn by taking on more risk. Currently, our expected returns show that the equity risk premium is around 5%. What’s more, high-yield corporate bonds and emerging market corporate bonds are offering outsized returns for fixed-income investors. Playing it safe with lower-risk investments may seem like a prudent strategy, but in the current market, it could cost you in the long run. By creating a well-diversified, multi-asset investment strategy tailored to your specific risk level, this will give you the best chance of maximising your returns, despite the apparently attractive yields offered by cash or bonds. In short, taking calculated risks could be the way to go.
3. You don't want to miss the rebound
During a downturn or a bear market, it can be tempting to panic and sell off your investments. However, historical data from 1950–2022 shows that this is unlikely to be the best course of action. In fact, after a market correction, the median 1-year performance is 30%, while after a bear market, it is a median of 37%. This performance then normalises in three years to a median of 18% and 20%, respectively. That’s why it’s crucial not to miss out on the rebound.
Moneyfarm blends top tech, with a human touch
Moneyfarm blends top tech, with a human touch
As an added benefit Moneyfarm offers you exclusive access to a personal investment consultant. Want to discuss your options, understand more about the market, or ask a question? Make an appointment and have a one-on-one conversation that is personal to you and your goals, or speak to a real person on our chat app during normal working hours.
As an added benefit Moneyfarm offers you exclusive access to a personal investment consultant. Want to discuss your options, understand more about the market, or ask a question? Make an appointment and have a one-on-one conversation that is personal to you and your goals, or speak to a real person on our chat app during normal working hours.




How to get started
Answer a few simple questions
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Preview your perfect portfolio
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Make your deposit
Transfer your investments and receive your cashback bonus.
The right product for you
Whether you’re starting out, well on your way or already advanced, we have a focused range of products to meet your needs.
The right product for you
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Junior ISA
It’s never too early to get started. Our JISA has a £9,000 tax free allowance each year and sustainable portfolio options.
Learn more about JISA
General Investment Account
If it’s time to look for wealth diversification, unlimited and accessible, this is the perfect account for your needs.
Learn more about GIA
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