Get up to £750 cashback with our biggest offer to date.

Now is the time to invest. With high expected returns, equity risk premiums and the possibility of missing a bounce in the market, diversifying your portfolio now could be a great decision.

Offer ends 30th April | New customers only | T&Cs apply

With investing, your capital is at risk

How much can I get:

  • Get £100 when you deposit between £5,000 and £10,000
  • Get £200 when you deposit between £10,000 and £20,000
  • Get £500 when you deposit between £20,000 and £50,000
  • Get £750 when you deposit £50,000 or more
Your ISA can be so much more
Get £100 if you deposit more than £5k

Get £100 if you invest between £5,000 and £9,999

Get £200 if you invest between £10,000 and £19,999

Get £500 if you invest between £20,000 and £49,999

Get £750 if you invest £50,000 or more

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    3 reasons to invest now

    Smart Tech. Top Experts

    3 reasons to invest now

    1. Expected returns are at their highest point in 10 years

    Expected returns are estimates we use for the future performance of investments. Put simply, the potential profitability of your investments has never been better. For example, if you invest in equities for the long-term, we predict an average return of 8% per year for the next 10 years, which is a remarkable improvement on previous years. What’s more, fixed income investments are currently offering their highest expected returns since we began tracking them in 2014. So, if you're looking to grow your wealth over the long term, there’s no better time to do it.

    2. Playing it safe is likely to lose you money

    When it comes to investing, the ‘risk premium’ is the additional potential return you can earn by taking on more risk. Currently, our expected returns show that the equity risk premium is around 5%. What’s more, high-yield corporate bonds and emerging market corporate bonds are offering outsized returns for fixed-income investors. Playing it safe with lower-risk investments may seem like a prudent strategy, but in the current market, it could cost you in the long run. By creating a well-diversified, multi-asset investment strategy tailored to your specific risk level, this will give you the best chance of maximising your returns, despite the apparently attractive yields offered by cash or bonds. In short, taking calculated risks could be the way to go.

    3. You don't want to miss the rebound 

    During a downturn or a bear market, it can be tempting to panic and sell off your investments. However, historical data from 1950–2022 shows that this is unlikely to be the best course of action. In fact, after a market correction, the median 1-year performance is 30%, while after a bear market, it is a median of 37%. This performance then normalises in three years to a median of 18% and 20%, respectively. That’s why it’s crucial not to miss out on the rebound.

    Smart Tech. Top Experts

    Moneyfarm blends top tech, with a human touch 

    Moneyfarm blends top tech, with a human touch 

    As an added benefit Moneyfarm offers you exclusive access to a personal investment consultant. Want to discuss your options, understand more about the market, or ask a question? Make an appointment and have a one-on-one conversation that is personal to you and your goals, or speak to a real person on our chat app during normal working hours. 

    As an added benefit Moneyfarm offers you exclusive access to a personal investment consultant. Want to discuss your options, understand more about the market, or ask a question? Make an appointment and have a one-on-one conversation that is personal to you and your goals, or speak to a real person on our chat app during normal working hours. 

    How it works

    How to get started

    Answer a few simple questions 

    Sign up so we can create your personal investor profile.

    Preview your perfect portfolio

    Choose a product and you’ll be matched with a personal investor profile.

    Make your deposit

    Transfer your investments and receive your cashback bonus.

    Frequently asked questions

    What is flexi-ISA?
    What’s the difference between a Cash ISA and a Stocks & Shares ISA?
    What is a Stocks & Shares ISA?
    What is your annual ISA allowance?
    What are the tax benefits of a Stocks & Shares ISA?
    Why is a Stocks & Shares ISA important?
    What are the requisites to open a Stocks & Shares ISA?
    Should I choose a SIPP or an ISA for retirement?
    Can I withdraw from my Stocks & Shares ISA?
    Do you offer a Junior ISA?
    Do you offer a help-to-buy or lifetime ISA?
    Do you offer a Cash ISA?
    Read all our FAQs