See more than money

Reach your goals faster with top-performing portfolios that deliver, a dedicated expert consultant and smart technology that makes investing transparent and simple.

63,000 investors

£2bn invested

With investing, your capital at risk

Smart tech. Top experts.
Simple investing.

Smart tech. Top experts. Simple investing.

Simple digital investing - Be confident with easy-access investing via web
or app and get digital advice tailored to your goals.

Experts for every decision - Enjoy active management and holistic portfolio
reviews with your own investment consultant, for when you want to talk.

With investing, your capital is at risk

More than 80,000 investors

£2.2bn invested

Regulated

Moneyfarm is authorised and regulated by the UK Financial Conduct Authority (FCA).
Find Out More

Protected

Moneyfarm boasts M&G among its main investors. Your investments and capital remain separate from ours and are always protected by Saxo Bank.

Regulated

Moneyfarm is authorized and regulated by the UK Financial Conduct Authority (FCA). Find Out More.

Protected

Moneyfarm boasts M&G among its main investors. Your investments and capital remain separate from ours and are always protected by Saxo Bank.

The right product for you

Whether you’re starting out, well on your way or already advanced, we have a focused range of products to meet your needs.

The right product for you

Whether you’re starting out, well on your way or already advanced, we have a focused range of products to meet your needs.

Stocks & Shares ISA

The perfect choice to start your investment journey, with £20,000 tax free allowance each year and penalty-free access.

Learn more about ISAs

Private Pension (SIPP)

Ready to plan further ahead? Our pension gives you a tax free retirement investment, with relief on your contributions too.

Learn more about pensions

General Investment Account

If it’s time to look for wealth diversification, unlimited and accessible, this is the perfect account for your needs.

Learn more about GIAs
Junior ISA

Junior ISA

It’s never too early to get started. Our JISA has a £9,000 tax free allowance each year and sustainable portfolio options.

Learn more about JISAs

Stocks & Shares ISA

The perfect choice to start your investment journey, with £20,000 tax free allowance each year and penalty-free access. Learn more

Private Pension (SIPP)

Ready to plan further ahead? Our pension gives you a tax free retirement investment, with relief on your contributions too. Learn more

General Investment Account

If it’s time to look for wealth diversification, unlimited and accessible, this is the perfect account for your needs. Learn more

Junior ISA

It’s never too early to get started. Our JISA has a £9,000 tax free allowance each year and sustainable portfolio options. Learn more

Strong performance, solid track record

Our portfolios are globally diversified and built from high-quality ETFs from top-tier providers. For the past 4 years, all our portfolios have outperformed the competition.

Our 4 year track record (net of fees)

View portfolio performance

Our 4 year track record (net of fees)

Key to the figures
Moneyfarm returns net of fees since inception (01/01/2016 to 30/06/2020) vs. average peer group performance or a cash proxy over the same time period. These past performance figures are simulated. Past performance is not a reliable indicator of future results. Asset Risk Consultants (ARC) collect the monthly returns of a collection of discretionary investment managers to create an index of the average returns for a given level of risk.

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Important information

Moneyfarm data
The returns here are simulated using an assumed balance of £250,000, and the average management fee from our pricing model of 0.46% from 01/01/2016 to 31/10/2017 and 0.55% from 01/11/2017 to the 31/12/19. The returns are net of underlying fund costs and market spread. The returns are the total returns, so include all dividends. (Data Source: Bloomberg/xignite)

Peer Comparison Data
Asset Risk Consultants ARC collects the monthly returns of a collection of discretionary investment managers including large Asset managers, private banks and Wealth Managers to create an index of the average returns for a given level of risk.

ARC benchmarks are as follows:

Private Client IndexRelative Risk to World Equities
ARC Cautious PCI0 – 40%
ARC Balanced Asset PCI40 – 60%
ARC Steady Growth PCI60 – 80%
ARC Equity Risk PCI80 – 110%

Where the relative risk to World Equities means you are taking approximately that percentage of the risk global stock markets.

Moneyfarm’s Risk level 2 is compared to the ARC Cautious Private Client Index (PCI), our risk levels 3 and 4 use the ARC Balanced Asset Private Client Index (PCI), levels 5 and 6 are both compared to ARC Steady Growth Private Client Index (PCI) and our risk level 7 is matched to ARC Equity Risk Private Client Index PCI

ARC compiles indexes using the average competitor returns, including Barclays Wealth, HSBC, Investec Wealth and Investment and Blackrock, as well as many others.

P7 Portfolio
Please note that ARC does not independently verify the performance of the Model submitted by Moneyfarm. The returns shown refer to simulated past performance of our model portfolios from 01/01/2016 to 31/12/2019, this portfolio only became available to clients on 16/05/2019. Past performance is not an indicator of future results.

P1 Portfolio
ARC does not produce an index that is a suitable comparison for P1, as it does not contain any equity. We use monthly GBP Libor + 0.5%, as this is a cash proxy, which Moneyfarm believes is a fair comparison.

Seven tiers. One simple fee.

As your money grows we’ll lower the percentage of your fees. 

Below £100k

FROM £500


0.75%

FROM £10k


0.70%

FROM £20k


0.65%

FROM £50k


0.60%

Above £100k

FROM £100k


0.45%

FROM £250k


0.40%

ABOVE £500k


0.35%

If you invest £70,000 with us in an actively managed portfolio, you would pay fees of 0.60% on the whole £70,000

Annual average investment fund fee: 0.2%

Annual average effect of market spread : 0.10%

Annual average investment fund fee : 0.2%

Annual average effect of market spread : 0.10%

Learn more about our fees

Simpler investing

Simpler investing

From consultancy, to management, to technology: our beautifully simple digital platform and app make investing less complex and more effective. So you can focus on what matters most.

Unlimited tax-efficient investing

Reap the tax benefits with your ISA and pension allowances, invest the rest in a General Investment Account.

Personal consultancy and planning

Design a clear plan around your goals, with help from an expert – chat, phone, email or meet in person.

Hands-on, active management

Leave the market watching to our experts who build, manage and rebalance your portfolio for you.

Flexible, fee-free access

Invest and withdraw any time without additional fees.

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Ready to invest?

Create your account and start exploring your recommended portfolios.

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