Start investing for free with our dedicated offer.

Get globally diversified portfolios managed free for an entire year with our limited summer offer.

Simply apply the code  “MTTM_1YEARFREE”  when you sign up to Moneyfarm and invest anything above £500 by 31 December. 

Start or transfer today
With investment, your capital is at risk*Terms and conditions apply

Tax-free returns on your investments

Contribute up to £20,000 each year and transfer existing ISAs to enjoy tax-free growth.


Quick and flexible access to your money

Withdraw your money when you need it, replace it the same year and still keep your ISA allowance.


Aim for more than your cash accounts

Invest your savings in the financial markets for potentially higher returns than cash.

What your Moneyfarm Stocks & Shares ISA can do


Diversification based on research

We combine different asset types, regions and currencies, using quantitative analysis and market insight to target high returns while staying true to your risk level.


Actively managed by expert investors

Our portfolio management team will monitor, adjust and rebalance your portfolio, so it’s the right fit for you and makes the most of opportunities as they arise.


Designed around you to stay on top

We’ll do the heavy lifting, but you’ll always have the full picture. Check progress, fund your account and make transfers or withdrawals and more online or using the app.


Straightforward and low fees

We have a single account management fee across your whole Moneyfarm account. Transfer in or out without penalties and lower your costs by bringing your ISAs together.

We keep things clear and simple

You’ll always know exactly how much you’re paying and what it’s for

Free transfers and withdrawals

No charges for trading

Free ongoing digital advice

per year
£10,000 - £50,000
per year
£50,000 - £100,000
per year
per year

+ average investment fund fees per year 0.20%

+ effect of market spread? per year up to 0.09%

Minimum investment: £500

Find out more about our pricing

Start your Stocks & Shares ISA investment in minutes

1. Build your investor profile

Why you’re investing, what you want to achieve and how you feel about risk. That’s your investor profile and it informs your investment plan.

2. Discover your ideal portfolio

We’ll deliver your investment plan and recommend a globally diversified portfolio that’s suited to you. You can chat with a consultant before you agree to anything.

3. Start investing

Transfer an existing ISA in, or fund your account directly using electronic transfer or Direct Debit. Now you’re ready to go.

Get started now

Set up a Stocks & Shares ISA

Tax-efficient, globally diversified and actively managed portfolios to meet your goals – with an investment consultant on the phone.

Up to 1 year of no management fees on your ISA

Use the code ‘MTTM21_ISA’ when you sign up to a Moneyfarm ISA to get up to a year completely free from management fees*.

Invest £15,000 or more and pay no fees for a full year. Alternatively, get six months fee-free when you invest £5000 or more.

Start or transfer today
Capital at risk. ISA rules apply.*Terms and conditions apply

#1 out 15 UK investment platforms, banks and robo advisers, with 21% growth over a period of 3 years

Independent research from Boring Money, conducted between January 2018 and January 2021

First published by Boring Money on 27/01/2021.

Explore the results

£500 invested from Jan 2018 to Jan 2021

How did they do after charges?

In January 2018, Boring Money invested £500 into test accounts across 15 investment providers and robo advisors to track performance. The portfolios were ‘medium-risk’ and had as close to 60% in equities as possible at the time of investment.

Moneyfarm was the only provider over the three-year period to break £600, outperforming the likes of Vanguard, Nutmeg and Hargreaves Lansdown, along with a number of high street banks.

Investing ProvidersValue after costs
AJ Bell£587
True potential investors£553
Hargreaves Lansdown£519

See how much your wealth can grow

Plug in some numbers and explore how your money could work over time.

The highlighted area in the chart shows a projection of the future value of the portfolio considering 95% of the possible scenarios. Projections are not a reliable indicator of future performance, and are intended as an aid to decision-making, not as a guarantee. The projection includes the effect of fees, assumes income is reinvested and does not take into account the effects of inflation or tax. As with all investments, the value may go down as well as up, and you may not get back the full amount you invested.

Always human

We’ve built our platform with people at the heart. Alongside our simple and secure digital experience, you’re also supported by a team of expert investment consultants and asset managers.

Stocks & Shares ISA: why now?

Growth, even at moderate risk levels

Investing your ISA allowance during the times of low interest rates can offer you positive long-term growth even if you keep your risk exposure low.

Greater control with diversification

Take control with our easy-access Stocks & Shares ISA. You can choose multiple risk levels within the same ISA, by selecting a lower risk portfolio for the short-term and a higher risk one for the long-term.

You can save and invest in a tax year

You can have one Cash ISA and one Stocks & Shares ISA in the same tax year, as long as you don’t exceed your overall allowance (£20,000 for 20/21 and 21/22 tax year).

We invest and diversify


We manage over


of assets

We make money simpler for



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  • Moneyfarm couldn’t make it any easier
    Moneyfarm couldn’t make it any easier. I leave it to them, they put my money in funds. Boom.
    Logan C., 19/10/2020
  • Fantastic and trustworthy
    Trust that is the key word. I have complete trust in the team that looks after my investments in Moneyfarm UK. I am updated on ongoing events that drive the market. I can see where my investments are placed in the market, clearly on the app and on the website.
    Marina, 13/10/2020
  • Great service and investment capability
    Great service, easy to use, straightforward advice. I am guided through the risk level and once content all I have to do is fund my account and the rest is done for me - stock market investing made simple, perfect.
    David & Pauline, 08/10/2020
  • The joy of simple long term investing
    Thank you Moneyfarm for making investing as simple a process, for continuously educating users and the Moneyfarm community on being disciplined and focused on continued long term growth.
    Collins, 30/09/2020
  • Trustworthy and smart diversification
    Trustworthy, communicative, smart diversification especially throughout COVID, great investment strategy and my portfolio manager Sam is always available over the phone. I have a Stocks & Shares ISA and Pension with them.
    David S., 14/10/2020
  • A very happy customer!
    Excellent service so far. My personal consultant is fantastic and the returns I’ve received so far have reflected her good advice. So glad I switched from my previous providers. I’m a very happy customer!
    Steve, 14/10/2020

Ask us anything, anytime

From quick questions to in-depth guidance, our investment consultants are switched on and ready to talk. Call, email, chat or meet us face-to-face.

See more than money?
We do.

Let's start